7005 Silver Saddle Rd, Flagstaff, AZ 86004 Property Records

Coconino County property record for 7005 Silver Saddle Rd, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 1983
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Jun 2003)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301-21-014`

Property Details

APN / Parcel Number

Primary APN	`301-21-014`
Alternative APN	`R0057987`

Interior

Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Material	Asbestos
Lot Area	108,900 sqft (2.5 acres)
Deck Area	Deck Area
Patio Area	415 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R0057987
Street Address	7005 SILVER SADDLE RD
City	FLAGSTAFF
State	AZ
Zip	86004-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIXTEENTH: SW QUARTER: SW SECTION: 23 TOWNSHIP: 22N RANGE: 08E W2W2SW4SW4SW4 (ASSESSORS DESC)
Legal Range	08E
Legal Township	22N
Legal Section	23
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2001
Census Tract	1302

Owner

7005 Silver Saddle Rd is owned and occupied by an individual who acquired it in October 2024.

Source: Coconino County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	7005 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2003 · Amount on File
Deed Sale	Jun 17, 2003 · Amount on File
Prior Sale	May 1, 2000 · Amount on File
Deed Document Number	20033206251
Last Transfer Date	Oct 24, 2024
Transfer Doc	0004006001
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	7005 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1264
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1264

Mortgage

Document Number	0003931792
Date	Oct 18, 2021
Instrument	3931792

Lender

Name	ONEAZ CU
Type	Credit Union
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	7005 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1264
Document Number	0003825408
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 SILVER SADDLE RD FLAGSTAFF AZ 860041264, FLAGSTAFF, AZ 86004-1264

Mortgage

Document Number	0003825408
Date	Sep 18, 2018
Instrument	3825408

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 17, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	7005 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1264
Document Number	0003796794
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 SILVER SADDLE RD FLAGSTAFF AZ 860041264, FLAGSTAFF, AZ 86004-1264

Mortgage

Document Number	0003796794
Date	Sep 26, 2017
Instrument	3796794

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 7005 Silver Saddle Rd was $2,342.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,752 (-2.31%) Land $25,317 Building $23,435
2025	$2,342.00	$49,907 (-2.82%)	$499,072 Land $214,550 Building $284,522
2024		$51,355 Land $21,455 Building $29,900
2023	$2,144.00 Homeowner's exemption		$513,548 Land $214,550 Building $298,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7005 Silver Saddle Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2002–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7005 Silver Saddle Rd is high, ranking above 82% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

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