6895 Silver Saddle Rd, Flagstaff, AZ 86004 Property Records

Coconino County property record for 6895 Silver Saddle Rd, Flagstaff, AZ 86004

Property Summary

Property Type	Mobile Home
Details	1,024 sqft · built 1997
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301-30-005E`

Property Details

APN / Parcel Number

Primary APN	`301-30-005E`
Alternative APN	`R0015971`

Interior

Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Lot Area	108,900 sqft (2.5 acres)
Total Buildings	3 Buildings

Location & Zoning

Account Number	R0015971
Street Address	6895 SILVER SADDLE RD
City	FLAGSTAFF
State	AZ
Zip	86004-1213
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SIXTEENTH: SE QUARTER: SE SECTION: 22 TOWNSHIP: 22N RANGE: 08E SW4SE4SE4SE4
Legal Range	08E
Legal Township	22N
Legal Section	22
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	1301

Owner

Source: Coconino County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6895 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Sep 1, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 10, 2026
Transfer Doc	0004045190
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Recording Date	Aug 14, 2026
Property Address	6895 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1213
Document Number	0004045191
Instrument Date	Aug 11, 2026
Instrument	20264045191
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6895 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1213

Mortgage

Document Number	0004045191,
Date	Aug 14, 2026
Instrument	20264045191

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 14, 2026
Property Address	6895 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1213
Document Number	0004045190
Instrument Date	Aug 10, 2026
Instrument	20264045190
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6895 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1213

Mortgage

Document Number	0004045191,
Date	Aug 14, 2026
Instrument	20264045191

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Sep 1, 2023
Property Address	6895 SILVER SADDLE RD, FLAGSTAFF, AZ 86004-1213
Document Number	0003980954
Instrument Date	Aug 31, 2023
Instrument	3980954
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9120 DONEY PARK LN, FLAGSTAFF, AZ 86004-1100

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,317 (+18%) Land $25,317
2025	$1,022.00 (+8.38%)	$21,455 (-) Land $21,455	$214,550 (-) Land $214,550
2024		$21,455 Land $21,455
2023	$943.00		$214,550 Land $214,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DONEY PARK WATER private · serves 9,222 people · EPA ID AZ0403005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

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