7005 Fairbanks St, O Fallon, IL 62269 Property Records

St. Clair County property record for 7005 Fairbanks St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$599,000 (Jun 2025)
Tax Bill	$6,715 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2025 Mortgage + 2 more
APN	`03-23-0-109-010`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-109-010`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	7005 FAIRBANKS ST
City	O FALLON
State	IL
Zip	62269-7086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS 4TH ADD LOT 304 A02851574
Legal Subdivision	SAVANNAH HILLS 4TH ADD
Legal Lot Number	304
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

7005 Fairbanks St is owner-occupied and held in a trust since June 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7005 FAIRBANKS ST, O FALLON, IL 62269-7086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · VA Mortgage DELMAR FINANCIAL CO
Jan 14, 2025	Deed of Trust, Mortgage FCB BANKS
Jun 23, 2025	Special Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO
May 1, 2023	Deed, Construction Loan · Construction Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	May 1, 2023
Deed Document Number	20252851574
Prior Transfer Date	Apr 26, 2023
Prior Transfer Doc	0002779980
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	7005 FAIRBANKS ST, O FALLON, IL 62269-7086
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 FAIRBANKS ST, O FALLON, IL 62269-7086

Mortgage

Document Number	0A02877892
Date	Mar 20, 2026
Instrument	A02877892

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.62%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	7005 FAIRBANKS ST, O FALLON, IL 62269-7086
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02836814
Date	Jan 14, 2025
Instrument	A02836814

Lender

Name	FCB BANKS
Type	Bank
Address	BELLEVILLE, IL 62226

Agreement

Amount	Amount on Record

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 23, 2025
Property Address	7005 FAIRBANKS ST, O FALLON, IL 62269-7086
Document Number	0A02851574
Map Reference	DOC A02641297
Instrument Date	Jun 10, 2025
Instrument	A02851574
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7005 FAIRBANKS ST, O FALLON, IL 62269-7086

Mortgage

Document Number	0A02851575
Date	Jun 23, 2025
Instrument	A02851575

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

May 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 1, 2023
Property Address	7005 FAIRBANKS ST, O FALLON, IL 62269-7086
Document Number	0A02779980
Map Reference	DOC A02641297
Instrument Date	Apr 26, 2023
Instrument	A02779980
Transaction Type	Construction Loan
Record Updated	May 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1116, O FALLON, IL 62269-8116

Mortgage

Document Number	0A02779981
Date	May 1, 2023
Instrument	A02779981

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7005 Fairbanks St was $6,715, up 22,283.3% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,715.00 (+22,283.33%)	$95,245 (+21,896.54%) Land $11,246 Building $83,999	$285,735 (+21,896.54%) Land $33,738 Building $251,997
2024	$30.00	$433 Land $433	$1,299 Land $1,299
2022		$375 Land $375	$1,125 Land $1,125

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 7005 Fairbanks St; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7005 Fairbanks St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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