7004 Fairbanks St, O Fallon, IL 62269 Property Records

St. Clair County property record for 7004 Fairbanks St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$584,000 (Dec 2023)
Tax Bill	$14,221 (2025)
Deeds & Mortgages	Dec 2023 Sale Dec 2022 Construction Loan
APN	`03-23-0-110-017`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-110-017`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	7004 FAIRBANKS ST
City	O FALLON
State	IL
Zip	62269-7076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS 4TH ADD LOT 303 A02799616
Legal Subdivision	SAVANNAH HILLS 4TH ADD
Legal Lot Number	303
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

7004 Fairbanks St is owned and occupied by two individuals who bought it in December 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7004 FAIRBANKS ST, O FALLON, IL 62269-7076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Special Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Dec 7, 2022	Deed, Construction Loan · Construction Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Prior Sale	Dec 7, 2022
Deed Document Number	20232799616
Prior Transfer Date	Dec 2, 2022
Prior Transfer Doc	0002767947
Record Updated	Oct 29, 2026

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 4, 2023
Property Address	7004 FAIRBANKS ST, O FALLON, IL 62269-7076
Document Number	0A02799616
Map Reference	DOC A02641297
Instrument Date	Dec 1, 2023
Instrument	A02799616
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	7004 FAIRBANKS ST, O FALLON, IL 62269-7076

December 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 7, 2022
Property Address	7004 FAIRBANKS ST, O FALLON, IL 62269-7076
Document Number	0A02767947
Map Reference	DOC A02641297
Instrument Date	Dec 2, 2022
Instrument	A02767947
Transaction Type	Construction Loan
Record Updated	Dec 23, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1116, O FALLON, IL 62269-8116

Mortgage

Document Number	0A02767952
Date	Dec 7, 2022
Instrument	A02767952

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Mortgage

Document Number	0A02767948
Date	Dec 7, 2022
Instrument	A02767948

Lender

Name	FCB BANKS
Type	Bank
Address	BELLEVILLE, IL 62226

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7004 Fairbanks St was $14,221.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,221.00	$201,708 Land $17,934 Building $183,774	$605,124 Land $53,802 Building $551,322
2022		$375 Land $375	$1,125 Land $1,125

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 7004 Fairbanks St; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7004 Fairbanks St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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