Union County property record for 7004 Potter Rd, Matthews, NC 28104
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 2022 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jul 2018) |
| Tax Bill | $4,058 (2025) |
| Deeds & Mortgages | Nov 2021 Construction Loan Oct 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-150-001T |
| Primary APN | 07-150-001T |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 2,384 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 86,684 sqft (1.99 acres) |
| Porch | Open Porch |
| Porch Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7004 POTTER RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-0524 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-40 UNION |
| Legal Description | #3 OPCP424 |
| Legal Subdivision | ALEXANDER GURLOV DIVIDED |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20315 |
7004 Potter Rd is owned by two individuals who bought it in July 2018.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7006 POTTER RD, MATTHEWS, NC 28104-0524 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA |
| Oct 21, 2021 | Warranty Deed, Construction Loan · Construction Mortgage SOUTH STATE BANK NA |
| Jul 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on File |
| Deed Sale | Jul 27, 2018 · Amount on File |
| Deed Document Number | 201820960 |
| Deed Book / Page | 7205 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 7004 POTTER RD, MATTHEWS, NC 28104-0524 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7006 POTTER RD, MATTHEWS, NC 28104-0524 |
| Document Number | 0008300697 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 8300/697 |
| Instrument | 52230 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 21, 2021 |
| Property Address | 7004 POTTER RD, MATTHEWS, NC 28104-0524 |
| Document Number | 0008287690 |
| Book / Page | 8287 / 690 |
| Map Reference | CAB P PG 424 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 50412 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 CLYDESDALE CT, MATTHEWS, NC 28104-4968 |
| Name | Verified Name |
|---|---|
| Address | 7006 POTTER RD, MATTHEWS, NC 28104-0524 |
| Document Number | 0000052230 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 52230 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 27, 2018 |
| Property Address | 7004 POTTER RD, MATTHEWS, NC 28104-0524 |
| Document Number | 72051 |
| Book / Page | 007205 / 000001 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 20960 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7006 POTTER RD MATTHEWS NC 281040524, MATTHEWS, NC 28104-0524 |
| Document Number | 72054 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 007205/000004 |
| Instrument | 20961 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2048 |
The 2025 property tax bill for 7004 Potter Rd was $4,058.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $844,900 (-) Land $318,700 Building $526,200 | $844,900 (-) Land $318,700 Building $526,200 | |
| 2025 | $4,058.00 | $844,900 Land $318,700 Building $526,200 | $844,900 Land $318,700 Building $526,200 |
| 2023 | $2,416.00 | $380,000 Land $83,200 Building $296,800 | $380,000 Land $83,200 Building $296,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7004 Potter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7004 Potter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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