6945 Potter Rd, Matthews, NC 28104 Property Records

Union County property record for 6945 Potter Rd, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1967
Lot Size	2 acres (87,120 sqft)
Owner	Trust Name on Record
Last Sale	$175,000 (Apr 2018)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-150-001G`

Property Details

APN / Parcel Number

Primary APN	`07-150-001G`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,420 sqft
1st Floor Area	936 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6945 POTTER RD
City	MATTHEWS
State	NC
Zip	28104-0526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 UNION
Legal Description	2.00A 7776-850
Legal Subdivision	WILLIAM P TURNER ESTATE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1017
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	6945 POTTER RD, MATTHEWS, NC 28104-0526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Apr 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Nov 7, 2017	Warranty Deed, Transfer · Conventional Mortgage JAMES L SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	20188522
Deed Book / Page	7130 / 140
Last Transfer Date	Aug 17, 2020
Transfer Doc	7776850
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6945 POTTER RD, MATTHEWS, NC 28104-0526
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000768712
Date	Jun 1, 2020
Book Page	7687/12
Instrument	19156

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Aug 18, 2020
Property Address	6945 POTTER RD, MATTHEWS, NC 28104-0526
Document Number	7776850
Book / Page	007776 / 000850
Instrument Date	Aug 17, 2020
Instrument	31846
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6945 POTTER RD MATTHEWS NC 281040526, MATTHEWS, NC 28104-0526

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6945 POTTER RD, MATTHEWS, NC 28104-0526
Document Number	73691
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6945 POTTER RD MATTHEWS NC 281040526, MATTHEWS, NC 28104-0526

Mortgage

Document Number	73691
Date	May 13, 2019
Book Page	007369/000001
Instrument	12721

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 3, 2018
Property Address	6945 POTTER RD, MATTHEWS, NC 28104-0526
Document Number	0007130140
Book / Page	7130 / 140
Instrument Date	Apr 2, 2018
Instrument	0008522
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69 RILEY RD, 69, WINDSOR, NY 13865-1034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 RILEY RD, WINDSOR, NY 13865-1034

Mortgage

Document Number	0000008523
Date	Apr 3, 2018
Instrument	0008523

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 7, 2017
Property Address	6945 POTTER RD, MATTHEWS, NC 28104-0526
Document Number	7048893
Book / Page	007048 / 000893
Instrument Date	Nov 3, 2017
Instrument	32819
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6945 POTTER RD WEDDINGTON NC 281040526, WEDDINGTON, NC 28104-0526

Mortgage

Document Number	7048896
Date	Nov 7, 2017
Book Page	007048/000896
Instrument	32820

Lender

Name	JAMES L SMITH
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,100 (-) Land $319,500 Building $126,600	$446,100 (-) Land $319,500 Building $126,600
2025	$2,143.00 (+68.21%)	$446,100 (+122.6%) Land $319,500 Building $126,600	$446,100 (+122.6%) Land $319,500 Building $126,600
2023	$1,274.00	$200,400 Land $90,000 Building $110,400	$200,400 Land $90,000 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

6945 Potter Rd, Matthews, NC 28104 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Potter Rd

Nearby Streets

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