7004 Peppermill Ln, Spring Mill (Louisville), KY 40228 Property Records

Louisville/Jefferson County Metro Government property record for 7004 Peppermill Ln, Spring Mill, KY 40228

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,214 sqft · built 1972
Lot Size	0.202 acres (8,808 sqft)
Owner	Company Name on Record
Last Sale	$408,250 (Jul 2025)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Jul 2025 Sale Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23098900130000`

Property Details

APN / Parcel Number

Primary APN	`23098900130000`
Alternative APNs	`098900130000` `00226272`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,214 sqft Finished Area
Basement Area	1,107 sqft
Finished Basement	554 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,808 sqft (0.202 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Deck Area	285 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00226272
Street Address	7004 PEPPERMILL LN
City	SPRING MILL
State	KY
Zip	40228-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	0.2022 AC LOT 13 SPRING MILL SEC 1 PB 24 PG 24 IRREG LOT SS PEPPERMILL LN
Legal Subdivision	SPRING MILLS
Legal Lot Number	13
Jurisdiction	JEFFERSON KY
Township / Civil Division	CENTRAL JEFFERSON
Census Block Group	2
Census Block	2006
Census Tract	11522

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7000 PEPPERMILL LN, LOUISVILLE, KY 40228-1616
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed, Transfer
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2022	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	2025090846
Deed Book / Page	D 13115 / 615
Record Updated	Jun 8, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 21, 2025
Property Address	7004 PEPPERMILL LN, SPRING MILL, KY 40228-1616
Document Number	0000090846
Book / Page	D 13115 / 615
Map Reference	MB 24 PG 24
Instrument Date	Jul 18, 2025
Instrument	2025090846
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$408.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6509 VILLA SPRING DR, LOUISVILLE, KY 40291-2595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7000 PEPPERMILL LN, LOUISVILLE, KY 40228-1616

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7004 PEPPERMILL LN, SPRING MILL, KY 40228-1616
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321254
Date	Dec 27, 2021
Book Page	M 17853/882
Instrument	2021321254

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Nov 1, 2045

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 22, 2022
Property Address	7004 PEPPERMILL LN, SPRING MILL, KY 40228-1616
Document Number	0000193815
Book / Page	D 12436 / 349
Map Reference	MB 24 PG 24
Instrument Date	Aug 19, 2022
Instrument	2022193815
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6216 CAMDEN CIR, CRESTWOOD, KY 40014-8846

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7004 PEPPERMILL LN, LOUISVILLE, KY 40228-1616

Mortgage

Document Number	0000193816
Date	Aug 22, 2022
Instrument	2022193816

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Spring Mill City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,654.00 (-16.8%)	$325,980 (-12.58%) Land $40,000 Building $285,980
2024			$325,980 (-12.58%) Land $40,000 Building $285,980
2023	$4,392.00 (+42.88%)	$372,900 (+43.38%) Land $40,000 Building $332,900	$372,900 (+43.38%) Land $40,000 Building $332,900
2022	$3,074.00	$260,070 Land $40,000 Building $220,070	$260,070 Land $40,000 Building $220,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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