6925 Peppermill Ln, Spring Mill (Louisville), KY 40228 Property Records

Louisville/Jefferson County Metro Government property record for 6925 Peppermill Ln, Spring Mill, KY 40228

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,006 sqft · built 1968
Lot Size	0.241 acres (10,507 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2025)
Tax Bill	$4,315 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23200200550000`

Property Details

APN / Parcel Number

Primary APN	`23200200550000`
Alternative APNs	`200200550000` `00225593`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,006 sqft Finished Area
Basement Area	1,133 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,507 sqft (0.241 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	379 sqft
Patio Area	7 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	00225593
Street Address	6925 PEPPERMILL LN
City	SPRING MILL
State	KY
Zip	40228-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 55 SPRING MILL SUBDIVISION SEC2A, PB. 25, PG. 7, 0.2412 AC +/-
Legal Subdivision	SPRING MILLS
Legal Lot Number	55
Jurisdiction	JEFFERSON KY
Township / Civil Division	CENTRAL JEFFERSON
Census Block Group	2
Census Block	2011
Census Tract	11522

Owner

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	6925 PEPPERMILL LN, LOUISVILLE, KY 40228-1661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Warranty Deed, Transfer · Conventional with PMI USAA
Jan 18, 2017	Deed of Trust, Mortgage · FHA Mortgage STATEWIDE MTG

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Aug 19, 2024 · Amount on Record
Deed Document Number	2025079534
Deed Book / Page	D 13097 / 878
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Apr 22, 2020
Property Address	6925 PEPPERMILL LN, SPRING MILL, KY 40228-1661
Document Number	0116700430
Book / Page	011670 / 000430
Instrument Date	Apr 20, 2020
Instrument	82823
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	AGENCY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6925 PEPPERMILL LN LOUISVILLE KY 402281661, LOUISVILLE, KY 40228-1661

Mortgage

Document Number	164900500
Date	Apr 22, 2020
Book Page	016490/000500
Instrument	82824

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6925 PEPPERMILL LN, SPRING MILL, KY 40228-1661
Document Number	0149260193
Book / Page	014926 / 000193
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6925 PEPPERMILL LN LOUISVILLE KY 402281661, LOUISVILLE, KY 40228-1661

Mortgage

Document Number	0149260193
Date	Jan 27, 2017
Book Page	014926/000193
Instrument	20204

Lender

Name	STATEWIDE MTG
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Spring Mill City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,315.00 (+43.12%)	$385,000 (+50.39%) Land $40,000 Building $345,000
2024			$385,000 (+50.39%) Land $40,000 Building $345,000
2023	$3,015.00 (-0.33%)	$256,000 (-) Land $40,000 Building $216,000	$256,000 (-) Land $40,000 Building $216,000
2022	$3,025.00	$256,000 Land $40,000 Building $216,000	$256,000 Land $40,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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