7001 Olson Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 7001 Olson Rd, Two Harbors, MN 55616 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,566 sqft · built 2003
Lot Size	19.8 acres (862,488 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Jun 2026)
Tax Bill	$3,614 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-00250`

Property Details

APN / Parcel Number

Primary APN	`315-0020-00250`
Alternative APN	`1054578`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,566 sqft Gross Area
1st Floor Area	1,496 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	862,488 sqft (19.8 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	286 sqft
Deck Area	256 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1054578
Street Address	7001 OLSON RD
City	TWO HARBORS
State	MN
Zip	55616-8080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 OF NW1/4 EXCEPT THE WEST 1/2 OF SE1/4OF NW1/4 SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	02
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1003
Census Tract	10500

Owner

Source: St. Louis County records · APN 315-0020-00250

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7001 OLSON RD, TWO HARBORS, MN 55616-8080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jul 19, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Nov 21, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	20261102914
Prior Transfer Date	Nov 16, 2017
Prior Transfer Doc	0000992453
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 26, 2026
Property Address	7001 OLSON RD, TWO HARBORS, MN 55616-8080
Document Number	0001102914
Instrument Date	Jun 15, 2026
Instrument	20261102914
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$234,976.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7001 OLSON RD, TWO HARBORS, MN 55616-8080

Mortgage

Document Number	0001102917,
Date	Jun 26, 2026
Instrument	20261102917

Lender

Name	REGENT FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7001 OLSON RD, TWO HARBORS, MN 55616-8080
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	NOT AVAILABLE, NST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001039799
Date	Apr 27, 2021
Instrument	1039799

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 19, 2018
Property Address	7001 OLSON RD, TWO HARBORS, MN 55616-8080
Document Number	00A1000409
Instrument Date	Jun 16, 2018
Instrument	A1000409
Transaction Type	Transfer
Record Updated	Aug 07, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.07
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7001 OLSON RD TWO HARBORS MN 556168080, TWO HARBORS, MN 55616-8080

Mortgage

Document Number	A1000410
Date	Jul 19, 2018
Instrument	A1000410

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

November 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Nov 21, 2017
Property Address	7001 OLSON RD, TWO HARBORS, MN 55616-8080
Document Number	000T992453
Instrument Date	Nov 16, 2017
Instrument	T992453
Transaction Type	Transfer
Record Updated	Dec 07, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7001 OLSON RD TWO HARBORS MN 556168080, TWO HARBORS, MN 55616-8080

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,614.00 (+12.52%) Homeowner's exemption
2025	$3,212.00 (+3.48%) Homeowner's exemption	$468,600 (+4.88%) Land $117,900 Building $350,700	$468,600 (+4.88%) Land $117,900 Building $350,700
2024	$3,104.00	$446,800 (+15.78%) Land $112,600 Building $334,200	$446,800 (+15.78%) Land $112,600 Building $334,200
2022		$385,900 Land $95,900 Building $290,000	$385,900 Land $95,900 Building $290,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993, erosion

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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