6972 Olson Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 6972 Olson Rd, Two Harbors, MN 55616 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,288 sqft Gross Area
Lot Size	871,200 sqft (20 acres)
Garage	528 sqft
Occupancy	Owner Occupied
Tax Bill	$3,328.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`315-0020-00325`
Alternative APN	`1030238`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Building Area	2,288 sqft Gross Area
1st Floor	1,264 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	871,200 sqft (20 acres)
Garage Area	528 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Porch Area	420 sqft Porch
Sauna	Sauna
Storage Building	64 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	1030238
Street Address	6972 OLSON RD
City	TWO HARBORS
State	MN
Zip	55616-8048
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S1/2 OF NW1/4 OF SE1/4 SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	02
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1003
Census Tract	10500

Owner

Source: St. Louis County records · APN 315-0020-00325

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6972 OLSON RD, TWO HARBORS, MN 55616-8048
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) LAKE BK
Jul 13, 2017	Deed of Trust, Mortgage LAKE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6972 OLSON RD, TWO HARBORS, MN 55616-8048
Document Number	00A1384380
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6972 OLSON RD TWO HARBORS MN 556168048, TWO HARBORS, MN 55616-8048

Mortgage

Document Number	00A1384380
Date	Jul 07, 2020
Instrument	A1384380

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6972 OLSON RD, TWO HARBORS, MN 55616-8048
Document Number	00A1313574
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6972 OLSON RD TWO HARBORS MN 556168048, TWO HARBORS, MN 55616-8048

Mortgage

Document Number	00A1313574
Date	Jul 20, 2017
Instrument	A1313574

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,328.00 (+12.66%) Homeowner's exemption
2025	$2,954.00 (+3.36%) Homeowner's exemption	$435,200 (+4.87%) Land $95,900 Building $339,300	$435,200 (+4.87%) Land $95,900 Building $339,300
2024	$2,858.00	$415,000 (+15.63%) Land $91,700 Building $323,300	$415,000 (+15.63%) Land $91,700 Building $323,300
2022		$358,900 Land $78,300 Building $280,600	$358,900 Land $78,300 Building $280,600

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