Polk County property record for 545 White Oak Ln, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 2006 |
| Lot Size | 5.4 acres (235,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,000 (May 2006) |
| Tax Bill | $1,644 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P84-54 |
| Primary APN | P84-54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,450 sqft Finished Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 235,398 sqft (5.4 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 34454 |
|---|---|
| Street Address | 545 WHITE OAK LN |
| City | TRYON |
| State | NC |
| Zip | 28782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29, 0F05 FOXWOOD HILLS 09 |
| Legal Subdivision | FOXWOOD HILLS |
| Legal Lot Number | 29 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 920103 |
Source: Polk County records · APN P84-54
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 743, COLUMBUS, NC 28722-0743 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2006 · Amount on Record |
| Deed Sale | May 16, 2006 · Amount on Record |
| Prior Sale | Oct 06, 2005 · Amount on Record |
| Deed Book / Page | 341 / 1022 |
| Last Transfer Date | Feb 24, 2009 |
| Transfer Doc | 00371/0581 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 545 WHITE OAK LN, TRYON, NC 28782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 428/1495 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 428/1495 |
| Instrument | 004659950006 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, NC 28722 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,644.00 (+11.61%) | $314,709 (+35.97%) Land $97,848 Building $216,861 | $314,709 (+35.97%) Land $97,848 Building $216,861 |
| 2023 | $1,473.00 | $231,457 Land $69,040 Building $162,417 | |
| 2021 | $231,457 Land $69,040 Building $162,417 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 10 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Uniti Group DSL | 25 / 3 |
May also be available: AT&T, Spectrum.
4G LTE only, no 5G reported
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