700 W First St, #7-D, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 700 W First St, #7-D, Kill Devil Hills, NC 27948

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 960 sqft · built 1987
Lot Size	14.3 acres (622,881 sqft)
Owner	Trust Name on Record
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Mar 2005 Mortgage Dec 2014 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`988413140426.31`

Property Details

APN / Parcel Number

Primary APN	`988413140426.31`
Alternative APN	`008075407`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	622,881 sqft (14.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	98841314042631
Street Address	700 W FIRST ST, 7-D
City	KILL DEVIL HILLS
State	NC
Zip	27948-9308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: UT 7 BLDG D BLK: SEC: PL: B SL: 49
Legal Subdivision	OYSTER POINT CONDOS
Legal Unit	D-7
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4011
Census Tract	970200

Owner

Source: Dare County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	PO BOX 1367, KILL DEVIL HILLS, NC 27948-1367
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2005	Deed of Trust, Mortgage · ARM COOPERATIVE BANK FOR SAVINGS INC SSB
Dec 11, 2014	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP
Jan 2, 2014	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 3, 2014
Transfer Doc	001992/235
Record Updated	Jun 8, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 7-D, 7-D, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001610/363
Date	Mar 1, 2005
Book Page	1610/363
Instrument	6161178

Lender

Name	COOPERATIVE BANK FOR SAVINGS INC SSB
Address	WILMINGTON, NC 28401

Agreement

Type	ARM
Amount	Amount Recorded
Term	48 Months
Due	Mar 1, 2009

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

December 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Dec 11, 2014
Property Address	700 W FIRST ST # 7-D, 7-D, KILL DEVIL HILLS, NC 27948-9308
Document Number	001992/235
Book / Page	1992 / 235
Map Reference	DD 1949 PG 161
Instrument Date	Dec 3, 2014
Instrument	700006008
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1367, KILL DEVIL HILLS, NC 27948-1367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1367, KILL DEVIL HILLS, NC 27948-1367

January 2014: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jan 2, 2014
Property Address	700 W FIRST ST # 7-D, 7-D, KILL DEVIL HILLS, NC 27948-9308
Document Number	001949/161
Book / Page	1949 / 161
Instrument Date	Dec 30, 2013
Instrument	6338751
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 249, AVON, NC 27915-0249

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,429.00 (+14.78%)	$263,200 (+59.61%) Land $60,000 Building $203,200
2023	$1,245.00	$164,900 Land $55,800 Building $109,100
2020			$263,200 Land $60,000 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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