700 W First St, #7-B, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 700 W First St, #7-B, Kill Devil Hills, NC 27948

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,068 sqft · built 1986
Lot Size	14.3 acres (622,881 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,695 (Apr 2018)
Tax Bill	$1,572 (2026)
Deeds & Mortgages	May 2005 Mortgage Aug 2006 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`988413140426.15`

Property Details

APN / Parcel Number

Primary APN	`988413140426.15`
Alternative APN	`008075207`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	622,881 sqft (14.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	98841314042615
Street Address	700 W FIRST ST, 7-B
City	KILL DEVIL HILLS
State	NC
Zip	27948-9308
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT: UT 7 BLDG B BLK: SEC: PL: B SL: 49
Legal Subdivision	OYSTER POINT CONDOS
Legal Unit	B-7
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4011
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	124 SALLY CRAB CT, KILL DEVIL HILLS, NC 27948-9199
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 24, 2005	Deed of Trust, Mortgage · ARM COUNTRYWIDE HOME LOANS INC
Aug 15, 2006	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Aug 15, 2006	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Apr 23, 2018	Warranty Deed, Transfer
Jun 14, 2013	Special Warranty Deed, Transfer NORTH CAROLINA LAND TITLE ASSO, NORTH CAROLIN LAND TITLE ASS
Feb 27, 2013	Trustee's Deed, Foreclosure
Feb 4, 2010	Gift Deed, Transfer · Commercial Mortgage THE EAST CAROLINA BANK
Aug 25, 2008	Warranty Deed, Transfer TAYLOR BEAN & WHITAKER MORTGAGE COR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Aug 25, 2008 · Amount on Record
Deed Document Number	2018700051457
Deed Book / Page	2232 / 741
Prior Transfer Date	Feb 4, 2010
Prior Transfer Doc	001824/287
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 7-B, 7-B, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001632/224
Date	May 24, 2005
Book Page	1632/224
Instrument	6169347

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	VAN NUYS, CA 91410

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Jun 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.75%
Max Rate At Change	10.2%
Index	6-Month LIBOR
Max Rate	15.7%

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 7-B, 7-B, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001696/473
Date	Aug 15, 2006
Book Page	1696/473
Instrument	6203239

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 10, 2006
Change Frequency	2 Years
Index	1-Year T-Bill
Max Rate	8.8%

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	700 W FIRST ST # 7-B, 7-B, KILL DEVIL HILLS, NC 27948-9308
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001695/473
Date	Aug 15, 2006
Book Page	1695/473
Instrument	6203239

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Min Rate At Change	1%
Max Rate	8%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 23, 2018
Property Address	700 W FIRST ST # 7-B, 7-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	002232/741
Book / Page	2232 / 741
Instrument Date	Apr 18, 2018
Instrument	000700051457
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 SALLY CRAB CT, KILL DEVIL HILLS, NC 27948-9199

June 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 14, 2013
Property Address	700 W FIRST ST # 7-B, 7-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	001932/379
Book / Page	1932 / 379
Instrument Date	May 29, 2013
Instrument	6329645
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	NORTH CAROLINA LAND TITLE ASSO, NORTH CAROLIN LAND TITLE ASS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1802, KILL DEVIL HILLS, NC 27948-1802

February 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DARE NC
Recording Date	Feb 27, 2013
Property Address	700 W FIRST ST # 7-B, 7-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	001922/361
Book / Page	1922 / 361
Instrument Date	Feb 21, 2013
Instrument	6324178
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 PKWY, CARROLLTON, TX 75010
Investor	Possibly a Property Investor

February 2010: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DARE NC
Recording Date	Feb 4, 2010
Property Address	700 W FIRST ST # 7-B, 7-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	001824/287
Book / Page	1824 / 287
Map Reference	MB492 PG454
Instrument Date	Feb 4, 2010
Instrument	6271140
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7211, KILL DEVIL HILLS, NC 27948-7211
Investor	Possibly a Property Investor

Mortgage

Document Number	0006271141
Date	Feb 4, 2010
Instrument	6271141

Lender

Name	THE EAST CAROLINA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Feb 20, 2012

August 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 25, 2008
Property Address	700 W FIRST ST # 7-B, 7-B, KILL DEVIL HILLS, NC 27948-9308
Document Number	001777/178
Book / Page	1777 / 178
Map Reference	MB492 PG454
Instrument Date	Aug 5, 2008
Instrument	6245967
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 7211, KILL DEVIL HILLS, NC 27948-7211
Investor	Possibly a Property Investor

Mortgage

Document Number	0006245968
Date	Aug 25, 2008
Instrument	6245968

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE COR
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,572.00	$280,400 (-) Land $60,000 Building $220,400	$280,400 (-) Land $60,000 Building $220,400
2025	$1,572.00 (+23.49%)	$280,400 (+66.83%) Land $60,000 Building $220,400
2023	$1,273.00	$168,080 Land $49,000 Building $119,080
2020			$280,400 Land $60,000 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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