700 Torrence Dr, Gastonia, NC 28054 Property Records

Gaston County property record for 700 Torrence Dr, Gastonia, NC 28054

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,544 sqft · built 1957
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Oct 2021)
Tax Bill$3,875 (2023)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN01059 03700

Property Details

APN / Parcel Number

Primary APN01059 03700
Alternative APN
  • 110057

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,544 sqft Heated Area
FlooringHardwood

Exterior

Year BuiltBuilt 1957
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof MaterialShingle
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions122 ft deep x 200 ft wide
PorchPorch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Old Parcel Number01059 03700
Street Address700 TORRENCE DR
CityGASTONIA
StateNC
Zip28054-4842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionJ M KENDRICK BLK B L P/27 01 059 037 00 000
Legal SubdivisionJ M KENDRICK
Legal BlockB
Legal Lot Number27
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group3
Census Block3010
Census Tract32703

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address700 TORRENCE DR, GASTONIA, NC 28054-4842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 23, 2020Deed of Trust, Mortgage · Line of Credit
SHARONVIEW FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2021 · Amount on Record
Deed SaleOct 21, 2021 · Amount on Record
Prior SaleAug 26, 2016 · Amount on Record
Deed Document Number0005278475
Deed Book / Page5278 / 475
Record UpdatedJun 7, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateOct 21, 2021
Property Address700 TORRENCE DR, GASTONIA, NC 28054-4842
Document Number0052780475
Book / Page5278 / 475
Map ReferenceMB 3 PG 140
Instrument DateOct 21, 2021
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address214 HOLLOW RD, 214, LINCOLNTON, NC 28092-8434

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 TORRENCE DR, GASTONIA, NC 28054-4842

Mortgage

Document Number0005278478
DateOct 21, 2021
Instrument5278/478
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address700 TORRENCE DR, GASTONIA, NC 28054-4842
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051670849
DateOct 23, 2020
Book Page5167/849
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueAug 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$3,875.00$358,800 Land $30,000 Building $328,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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