617 Torrence Dr, Gastonia, NC 28054 Property Records

Gaston County property record for 617 Torrence Dr, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,735 sqft · built 1967
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,000 (May 2021)
Tax Bill	$4,834 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01059 03100`

Property Details

APN / Parcel Number

Primary APN	`01059 03100`
Alternative APN	`110051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,735 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	357 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	617 TORRENCE DR
City	GASTONIA
State	NC
Zip	28054-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1T
Legal Description	KENDRICK-OWENS BLK A L 24 01 059 031 00 000
Legal Subdivision	KENDRICK OWENS
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3009
Census Tract	32703

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	617 TORRENCE DR, GASTONIA, NC 28054-4032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 19, 2018	Warranty Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Book / Page	5230 / 1534
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Jul 7, 2026
Property Address	617 TORRENCE DR, GASTONIA, NC 28054-4032
Document Number	5653001597
Book / Page	5653 / 1597
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 TORRENCE DR, GASTONIA, NC 28054-4032

Mortgage

Document Number	5653001597,
Date	Jul 7, 2026
Book Page	5653/1597

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2056

Interest

Rate	6.51%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 24, 2021
Property Address	617 TORRENCE DR, GASTONIA, NC 28054-4032
Document Number	0052301534
Book / Page	5230 / 1534
Map Reference	MB 14 PG 96
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$746.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 464, LOWELL, NC 28098-0464

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	617 TORRENCE DR, GASTONIA, NC 28054-4032

Mortgage

Document Number	52301536
Date	May 24, 2021
Instrument	5230/1536

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 19, 2018
Property Address	617 TORRENCE DR, GASTONIA, NC 28054-4032
Document Number	0050001777
Book / Page	005000 / 001777
Instrument Date	Sep 19, 2018
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 TORRENCE DR GASTONIA NC 280544032, GASTONIA, NC 28054-4032

Mortgage

Document Number	50001779
Date	Sep 19, 2018
Book Page	005000/001779

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,834.00 (-1.02%)	$452,290 (-) Land $35,320 Building $416,970
2023	$4,884.00	$452,290 Land $35,320 Building $416,970
2021			$187,710 Land $26,000 Building $161,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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