700 Pleasant Valley Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 700 Pleasant Valley Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,777 sqft · built 1971
Lot Size	0.843 acres (36,721 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,539 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-331-07`

Property Details

APN / Parcel Number

Primary APN	`108-331-07`
Alternative APN	`108-331-07-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,777 sqft Living Area
Gross Area	3,857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	36,721 sqft (0.843 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Deck Area	1,247 sqft
Patio Area	1,247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	700 PLEASANT VALLEY LN
City	APTOS
State	CA
Zip	95003-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1012
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 PLEASANT VALLEY LN, APTOS, CA 95003-9313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit LIGHTHOUSE BANK
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 10, 2019	Intrafamily Transfer, Transfer · ARM JWH FINANCIAL INC
Jan 10, 2019	Quit Claim Deed, Transfer NEXTITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 4, 2019
Transfer Doc	0000000743
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	700 PLEASANT VALLEY LN, APTOS, CA 95003-9313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004815
Date	Feb 26, 2019
Instrument	2019-0004815

Lender

Name	LIGHTHOUSE BANK
Type	Bank
Address	SANTA CRUZ, CA 95060

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	700 PLEASANT VALLEY LN, APTOS, CA 95003-9313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 PLEASANT VALLEY LN, APTOS, CA 95003-9313

Mortgage

Document Number	0000001530
Date	Jan 11, 2021
Instrument	2021-0001530

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 10, 2019
Property Address	700 PLEASANT VALLEY LN, APTOS, CA 95003-9313
Document Number	0000000741
Instrument Date	Jan 4, 2019
Instrument	2019-0000741
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NEXTITLE A TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	700 PLEASANT VALLEY LN, APTOS, CA 95003-9313

Mortgage

Document Number	0000000742
Date	Jan 10, 2019
Instrument	2019-0000742

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 10, 2019
Property Address	700 PLEASANT VALLEY LN, APTOS, CA 95003-9313
Document Number	0000000743
Instrument Date	Jan 4, 2019
Instrument	743
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	700 PLEASANT VALLEY LN APTOS CA 950039313, APTOS, CA 95003-9313

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,060,404 (+2%) Land $445,369 Building $615,035
2025	$12,539.00 (+9.41%) Homeowner's exemption	$1,039,612 (+4.04%) Land $436,636 Building $602,976
2023	$11,461.00 (+1.91%) Homeowner's exemption	$999,242 Land $419,681 Building $579,561	$1,147,770
2022	$11,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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