555 Pleasant Valley Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 555 Pleasant Valley Ln, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,120 sqft · built 1978
Lot Size1.85 acres (80,717 sqft)
OwnerCompany Name on Record
Tax Bill$8,255 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN108-271-23

Property Details

APN / Parcel Number

Primary APN108-271-23
Alternative APN
  • 108-271-23-000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area3,120 sqft Living Area
Gross Area3,767 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area80,717 sqft
TerrainSteep
Garage TypeAttached
Garage Area647 sqft
Parking Spaces2 Parking Spaces
Deck Area1,346 sqft
Patio Area1,346 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address555 PLEASANT VALLEY LN
CityAPTOS
StateCA
Zip95003-9313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionLANDS/JAMES H DUMOND
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1013
Census Tract122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address555 PLEASANT VALLEY LN, APTOS, CA 95003-9313
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 26, 2012
Transfer Doc0000031846
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address555 PLEASANT VALLEY LN, APTOS, CA 95003-9313
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 PLEASANT VALLEY LN, APTOS, CA 95003-9313

Mortgage

Document Number0000060259
DateDec 14, 2021
Instrument2021-0060259
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$671,542 (+2%) Land $303,575 Building $367,967
2025$8,255.00 (+9.79%) Homeowner's exemption$658,375 (+4.04%) Land $297,623 Building $360,752
2023$7,519.00 (+2.02%) Homeowner's exemption$632,810 Land $286,066 Building $346,744$1,219,230
2022$7,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL WATER DISTRICT
serves 2,726 people · EPA ID CA4410018
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pleasant Valley Ln

Nearby Streets

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