700 Phillips Dr, Oxford, MI 48371 Property Records

Oakland County property record for 700 Phillips Dr, Oxford, MI 48371

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,945 sqft · built 2015
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$46,698 (Jun 2015)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P-04-23-303-074`

Property Details

APN / Parcel Number

Primary APN	`P-04-23-303-074`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,945 sqft Living Area
Basement Area	1,937 sqft
Unfinished Basement	1,937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	314 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	700 PHILLIPS DR
City	OXFORD
State	MI
Zip	48371-6382
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KV
Legal Description	T5N, R10E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 1517 THE HILLS OF WILLOW LAKE UNIT 74 L 28189 P 468 03-05-03 FR 301-001
Legal Range	10E
Legal Township	05N
Legal Section	23
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	74
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4001
Census Tract	121000

Owner

700 Phillips Dr, a condominium, is owned and occupied by an individual who bought it in June 2015.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	700 PHILLIPS DR, OXFORD, MI 48371-6382
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 10, 2019	Deed of Trust, Mortgage · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Prior Sale	Jul 29, 2011
Deed Document Number	2015116053
Deed Book / Page	48257 / 344
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	700 PHILLIPS DR, OXFORD, MI 48371-6382
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 PHILLIPS DR, OXFORD, MI 48371-6382

Mortgage

Document Number	20260006711
Date	Jan 15, 2026
Book Page	60874/577
Instrument	20260006711

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	700 PHILLIPS DR, OXFORD, MI 48371-6382
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 PHILLIPS DR, OXFORD, MI 48371-6382

Mortgage

Document Number	0000026810
Date	Mar 20, 2023
Book Page	58487/534
Instrument	26810

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 20, 2038

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	700 PHILLIPS DR, OXFORD, MI 48371-6382
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089488
Date	Jun 10, 2019
Book Page	52909/00292
Instrument	89488

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	700 PHILLIPS DR, OXFORD, MI 48371-6382
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 PHILLIPS DR, OXFORD, MI 48371-6382

Mortgage

Document Number	0000012016
Date	Jan 14, 2021
Book Page	55508/761
Instrument	12016

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	WEST BLOOMFIELD, MI 48322

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 700 Phillips Dr was $4,020 with a homeowner's exemption, down 37.4% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (-37.35%) Homeowner's exemption	$234,290	$468,580
2024	$6,417.00
2023		$206,870 (+12.29%)	$413,740 (+12.29%)
2022	$5,767.00 (+15.02%) Homeowner's exemption	$184,230	$368,460
2021	$5,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Phillips Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Phillips Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD TOWNSHIP serves 10,407 people · EPA ID MI0005138
Water Source	Groundwater
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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