660 Phillips Dr, Oxford, MI 48371 Property Records

Oakland County property record for 660 Phillips Dr, Oxford, MI 48371

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,448 sqft · built 2012
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on File
Last Sale	$25,000 (Nov 2011)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P-04-23-303-078`

Property Details

APN / Parcel Number

Primary APN	`P-04-23-303-078`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
1st Floor Area	1,213 sqft
Basement Area	1,213 sqft
Unfinished Basement	1,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	9,583 sqft (0.22 acres)
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	57 sqft
Deck Area	295 sqft
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	660 PHILLIPS DR
City	OXFORD
State	MI
Zip	48371-6381
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KV
Legal Description	T5N, R10E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 1517 THE HILLS OF WILLOW LAKE UNIT 78 L 28189 P 468 03-05-03 FR 301-001
Legal Range	10E
Legal Township	05N
Legal Section	23
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	78
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	4
Census Block	4001
Census Tract	121000

Owner

660 Phillips Dr, a condominium, is owner-occupied and held in a trust since February 2016.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	660 PHILLIPS DR, OXFORD, MI 48371-6381
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2011 · Amount on File
Deed Sale	Nov 1, 2011 · Amount on File
Prior Sale	Jul 29, 2011
Deed Document Number	2011199157
Deed Book / Page	43521 / 826
Last Transfer Date	Feb 19, 2016
Transfer Doc	0000047469
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	660 PHILLIPS DR, OXFORD, MI 48371-6381
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 PHILLIPS DR 78, 78, OXFORD, MI 48371-6381

Mortgage

Document Number	0000461926
Date	Oct 21, 2022
Book Page	58208/844
Instrument	461926

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Oct 1, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	660 PHILLIPS DR, OXFORD, MI 48371-6381
Document Number	0000079430
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 PHILLIPS DR OXFORD MI 483716381, OXFORD, MI 48371-6381

Mortgage

Document Number	0000079430
Date	Apr 20, 2020
Book Page	054103/000261
Instrument	79430

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 19, 2045

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	660 PHILLIPS DR, OXFORD, MI 48371-6381
Document Number	0000040761
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 PHILLIPS DR OXFORD MI 483716381, OXFORD, MI 48371-6381

Mortgage

Document Number	0000040761
Date	Mar 16, 2018
Book Page	051637/000632
Instrument	40761

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 660 Phillips Dr was $3,749 with a homeowner's exemption, down 37.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,749.00 (-37.36%) Homeowner's exemption	$237,950	$475,900
2024	$5,985.00
2023		$209,940 (+12.29%)	$419,880 (+12.29%)
2022	$5,379.00 (+4.61%) Homeowner's exemption	$186,960	$373,920
2021	$5,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 660 Phillips Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 660 Phillips Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD TOWNSHIP serves 10,407 people · EPA ID MI0005138
Water Source	Groundwater
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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