700 Pennsylvania Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 700 Pennsylvania Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,471 sqft · built 1909
Lot Size	0.102 acres (4,443 sqft)
Owner	2 Company Names on Record
Last Sale	$77,000 (Dec 2015)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0071-0010`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0071-0010`
Alternative APNs	`263001000100710010` `77152`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,471 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,527 sqft
Upper Floors Area	944 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	88 ft deep x 50 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	105 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Central

Location & Zoning

Street Address	700 PENNSYLVANIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3374
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 71 E 88.5 FT LOTS 1 & 2 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	71
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43500

Owner

Source: Osceola County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2820 WINDSONG LN, SAINT CLOUD, FL 34772-7544
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	2015191111
Deed Book / Page	4892 / 1954
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	0029640828
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 29, 2026
Property Address	700 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3374
Document Number	0069150517
Book / Page	6915 / 517
Map Reference	MB B PG 34
Instrument Date	Jan 27, 2026
Instrument	2026012987
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2820 WINDSONG LN, SAINT CLOUD, FL 34772-7544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2820 WINDSONG LN, SAINT CLOUD, FL 34772-7544

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (+24.35%)	$241,500 (+1.47%) Land $38,500 Building $203,000	$241,500 (+1.47%) Land $38,500 Building $203,000
2024	$3,482.00 (+5.42%)
2023	$3,303.00 (+19.46%)	$238,000 (+37.89%) Land $33,000 Building $205,000	$238,000 (+37.89%) Land $33,000 Building $205,000
2022	$2,765.00	$172,600 Land $28,600 Building $144,000	$172,600 Land $28,600 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20