Osceola County property record for 611 Pennsylvania Ave, Saint Cloud, FL 34769
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 2,500 sqft · built 1919 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Last Sale | $265,000 (Mar 2020) |
| Tax Bill | $5,660 (2025) |
| Deeds & Mortgages | Mar 2020 Sale Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 76939 |
| Primary APN | 76939 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,500 sqft Heated Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 1,996 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 150 ft deep x 82 ft wide |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 764 sqft |
| Deck Area | 104 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 76939 |
|---|---|
| Street Address | 611 PENNSYLVANIA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2886 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 47 LOTS 19-21 & N 7.5 FT LOT 18 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 47 |
| Legal Lot Number | 2,18-21 20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 43500 |
611 Pennsylvania Ave, a residential property, is owned by a company that bought it in March 2020.
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 801 BRICKELL BAY DR STE 18, 18, MIAMI, FL 33131-2942 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 25, 2020 | Warranty Deed, Transfer STEWART TITLE |
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on File |
| Deed Sale | Mar 25, 2020 · Amount on File |
| Prior Sale | Jun 26, 1996 |
| Deed Document Number | 2020042280 |
| Deed Book / Page | 5697 / 2627 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 25, 2020 |
| Property Address | 611 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2886 |
| Document Number | 0056972627 |
| Book / Page | 005697 / 002627 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 42280 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,855.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10291 PARK COMMONS DR ORLANDO FL 328327040, ORLANDO, FL 32832-7040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 611 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-2886 |
| Document Number | 0053850319 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 611 PENNSYLVANIA AVE ST CLOUD FL 347692886, ST CLOUD, FL 34769-2886 |
| Document Number | 0053850319 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 005385/000319 |
| Instrument | 124422 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | KISSIMMEE, FL 34741 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 611 Pennsylvania Ave was $5,660.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,660.00 | $347,800 Land $70,000 Building $277,800 | $347,800 Land $70,000 Building $277,800 |
| 2023 | $4,847.00 (+17.85%) | $311,700 (+35.76%) Land $50,000 Building $261,700 | $311,700 (+35.76%) Land $50,000 Building $261,700 |
| 2022 | $4,113.00 | $229,600 Land $45,000 Building $184,600 | $229,600 Land $45,000 Building $184,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 611 Pennsylvania Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 611 Pennsylvania Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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