700 N Porter St, Elgin, IL 60120 Property Records

Kane County property record for 700 N Porter St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,378 sqft · built 1991
Lot Size	0.109 acres (4,752 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Oct 2020)
Tax Bill	$5,452 (2025)
Deeds & Mortgages	Dec 2020 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-403-027`

Property Details

APN / Parcel Number

Primary APN	`06-12-403-027`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,378 sqft
Basement Area	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,752 sqft (0.109 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	700 N PORTER ST
City	ELGIN
State	IL
Zip	60120-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCBRIDES HEIRS 2ND ADD - S 72 FT OF LOT 10 IN BLK 5
Legal Subdivision	MCBRIDES HEIRS 2ND ADD
Legal Block	5
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3025
Census Tract	850800

Owner

700 N Porter St is owned and occupied by two individuals who acquired it in December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	700 N PORTER ST, ELGIN, IL 60120-3900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Mar 13, 2001 · Amount on File
Deed Document Number	202059323
Last Transfer Date	Dec 2, 2020
Transfer Doc	0000080712
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 23, 2020
Property Address	700 N PORTER ST, ELGIN, IL 60120-3900
Document Number	0000080712
Instrument Date	Dec 23, 2020
Instrument	80712
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 N PORTER ST ELGIN IL 601203900, ELGIN, IL 60120-3900

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 7, 2020
Property Address	700 N PORTER ST, ELGIN, IL 60120-3900
Document Number	0000059323
Instrument Date	Jul 15, 2020
Instrument	2020K059323
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 N PORTER ST, ELGIN, IL 60120-3900

Mortgage

Document Number	0000059324
Date	Oct 7, 2020
Instrument	2020K059324

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 22, 2020
Property Address	700 N PORTER ST, ELGIN, IL 60120-3900
Document Number	0000080276
Instrument Date	Jul 15, 2020
Instrument	80276
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$273.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 N PORTER ST ELGIN IL 601203900, ELGIN, IL 60120-3900

Tax Assessment & Valuation

The 2025 property tax bill for 700 N Porter St was $5,452 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,452.00 Homeowner's exemption	$79,468 (+8.57%) Land $14,691 Building $64,777	$238,499 (+8.57%) Land $44,091 Building $194,409
2024		$73,195 Land $13,531 Building $59,664	$219,673 Land $40,609 Building $179,064
2022	$4,708.00 (+4.76%) Homeowner's exemption	$60,295 (+6.96%) Land $11,146 Building $49,149	$180,885 (+6.96%) Land $33,438 Building $147,447
2021	$4,494.00 Homeowner's exemption	$56,372 Land $10,421 Building $45,951	$169,116 Land $31,263 Building $137,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 700 N Porter St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 N Porter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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