654 N Porter St, Elgin, IL 60120 Property Records

Kane County property record for 654 N Porter St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on File
Tax Bill	$3,883 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-12-406-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-406-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,472 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	654 N PORTER ST
City	ELGIN
State	IL
Zip	60120-3962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H WILCOXS ADDN LOT 3 BLOCK 7
Legal Subdivision	W H WILCOXS ADDN
Legal Block	7
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4003
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-406-011

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	654 N PORTER ST, ELGIN, IL 60120-3962
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 29, 2024
Transfer Doc	0000018635
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,883.00 (-18.58%)	$80,399 (+8.57%) Land $20,696 Building $59,703	$241,294 (+8.57%) Land $62,113 Building $179,181
2024		$74,052 (+21.39%) Land $19,062 Building $54,990	$222,245 (+21.44%) Land $57,209 Building $165,036
2022	$4,769.00 (+5.79%) Homeowner's exemption	$61,002 (+6.96%) Land $15,703 Building $45,299	$183,006 (+6.96%) Land $47,109 Building $135,897
2021	$4,508.00 Homeowner's exemption	$57,032 Land $14,681 Building $42,351	$171,096 Land $44,043 Building $127,053

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 587 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.