700 N Joyce St, Waco, TX 76705 Property Records

McLennan County property record for 700 N Joyce St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,137 sqft · built 1959
Lot Size	0.207 acres (9,039 sqft)
Owner	Individual Name on Record
Tax Bill	$3,924 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`200381000138004`

Property Details

APN / Parcel Number

Primary APN	`200381000138004`
Alternative APNs	`2003810001380040111` `115676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
Gross Area	1,657 sqft
1st Floor Area	1,137 sqft
Flooring	Carpet

Exterior

Year Built	Built 1959
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	9,039 sqft (0.207 acres)
Lot Dimensions	113 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	520 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	115676
Old Parcel Number	2003810001380040111
Street Address	700 N JOYCE ST
City	WACO
State	TX
Zip	76705-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PASSMORE LOT 3 BLOCK 10 ACRES .2075
Legal Subdivision	PASSMORE
Legal Block	10
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1041
Census Tract	3200

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 N JOYCE ST, WACO, TX 76705-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 25, 2019	Deed of Trust, Mortgage TEXAS FIRST ST BK
Feb 8, 2017	Deed of Trust, Mortgage TEXAS FIRST ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2024
Deed Sale	Jun 11, 2024
Prior Sale	Oct 27, 2021
Deed Document Number	2024017286
Record Updated	Jun 8, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 27, 2021
Property Address	700 N JOYCE ST, WACO, TX 76705-1131
Document Number	0000043830
Map Reference	VOL 833 PG 594
Instrument Date	Oct 21, 2021
Instrument	2021043830
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 J BRAZZIL LOOP, WACO, TX 76705

Mortgage

Document Number	0000043831
Date	Oct 27, 2021
Instrument	2021043831

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	700 N JOYCE ST, WACO, TX 76705-1131
Document Number	0000002886
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	217 NORM ST CHINA SPRING TX 766332938, CHINA SPRING, TX 76633-2938

Mortgage

Document Number	0000002886
Date	Jan 28, 2019
Instrument	2886

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 27, 2024

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	700 N JOYCE ST, WACO, TX 76705-1131
Document Number	0000004396
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000004396
Date	Feb 10, 2017
Instrument	4396

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WACO, TX 76702-2524

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,740 (-14.32%) Land $35,170 Building $126,570	$161,740 (-14.32%) Land $35,170 Building $126,570
2024	$3,924.00 (+17.45%)
2023		$188,780 Land $35,170 Building $153,610	$188,780 Land $35,170 Building $153,610
2022	$3,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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