McLennan County property record for 611 N Joyce St, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,705 sqft · built 1959 |
| Lot Size | 0.23 acres (10,030 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Jan 2017) |
| Tax Bill | $1,674 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-038100-016100-3 |
| Primary APN | 20-038100-016100-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,705 sqft Living Area |
| Gross Area | 2,251 sqft |
| 1st Floor Area | 1,705 sqft |
| Flooring | Wood |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 10,030 sqft (0.23 acres) |
| Lot Dimensions | 118 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 410 sqft |
| Storage Building | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 611 N JOYCE ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PASSMORE LOT 6 BLOCK 12 ACRES .2303 |
| Legal Subdivision | PASSMORE |
| Legal Block | 12 |
| Legal Lot Number | 6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 3200 |
Source: McLennan County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 611 N JOYCE ST, WACO, TX 76705-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jan 31, 2017 | Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Prior Sale | Aug 12, 2016 · Amount on Record |
| Deed Document Number | 20173125 |
| Prior Transfer Date | Nov 23, 2015 |
| Prior Transfer Doc | 0000039453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 31, 2026 |
| Property Address | 611 N JOYCE ST, WACO, TX 76705-1128 |
| Document Number | 0000027897 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202627897 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 611 N JOYCE ST, WACO, TX 76705-1128 |
| Document Number | 0000027897, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 202627897 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 31, 2017 |
| Property Address | 611 N JOYCE ST, WACO, TX 76705-1128 |
| Document Number | 0000003125 |
| Map Reference | VOL833 PG594 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017003125 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 611 NOJRTH JOYCEE ST, WACO, TX 76705 |
| Document Number | 0000003126 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017003126 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,976 (+9.51%) Land $40,521 Building $184,455 | $224,976 (-4.17%) Land $40,521 Building $184,455 | |
| 2025 | $1,674.00 (-7%) Homeowner's exemption Senior Citizen's exemption | $205,437 (-25.81%) Land $36,910 Building $197,860 | $234,770 (-15.22%) Land $36,910 Building $197,860 |
| 2024 | $1,800.00 (+35.14%) | ||
| 2023 | $276,920 Land $36,910 Building $240,010 | $276,920 Land $36,910 Building $240,010 | |
| 2022 | $1,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033 |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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