700 N Howard St, Harvard, IL 60033 Property Records

McHenry County property record for 700 N Howard St, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Lot Size1.79 acres (78,383 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Apr 2025)
Tax Bill$3,982 (2024)
Deeds & MortgagesMar 2023 Sale
Sep 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN01-35-151-003

Property Details

APN / Parcel Number

Primary APN01-35-151-003

Exterior

Lot Area78,383 sqft (1.79 acres)

Location & Zoning

Street Address700 N HOWARD ST
CityHARVARD
StateIL
Zip60033-2364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0037427 LTS 11 THRU 17 INCL & N1/2 VACATED LT 10 VAC PER DOC 1962R0397304 LYING S OF & ADJ C D HILLS SUB
Legal SubdivisionC D HILLS SUB
Legal Block151
Legal Lot Number10-17
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group2
Census Block2052
Census Tract870301

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2131 SANDBURG DR, AURORA, IL 60506-1725
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Agreement of Sale, Transfer
FIDELITY NATIONAL TITLE
Sep 16, 2020Trustee's Deed, Foreclosure · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2025 · Amount on Record
Deed SaleApr 28, 2025 · Amount on Record
Prior SaleMar 6, 2025 · Amount on Record
Deed Document Number202510495
Prior Transfer DateApr 17, 2025
Prior Transfer Doc0000010495
Record UpdatedOct 29, 2026

March 2023: Agreement of Sale, Transfer

Document TypeAgreement of Sale
JurisdictionMCHENRY IL
Recording DateMar 2, 2023
Property Address700 N HOWARD ST, HARVARD, IL 60033-2364
Document Number0000004519
Map ReferenceDOC15125 MB1 PG26
Instrument DateFeb 27, 2023
Instrument2023R0004519
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2020: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateSep 16, 2020
Property Address700 N HOWARD ST, HARVARD, IL 60033-2364
Document Number0000037427
Map ReferenceDOC 15125
Instrument DateSep 10, 2020
Instrument2020R0037427
Transaction TypeForeclosure
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 N HOWARD ST, HARVARD, IL 60033-2364

Mortgage

Document Number0000037428
DateSep 16, 2020
Instrument2020R0037428
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
MunicipalityHarvard City
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,982.00$52,425 (+19.37%) Land $12,909 Building $39,516$157,275 (+19.37%) Land $38,727 Building $118,548
2022Homeowner's exemption$43,919 Land $18,461 Building $25,458$131,757 Land $55,383 Building $76,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1993–2013)
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVARD
serves 9,469 people · EPA ID IL1110250
Water SourceGroundwater
Last State InspectionFeb 2024
Lead7 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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