McHenry County property record for 607 N Howard St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.315 acres (13,741 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (May 2022) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-152-003 |
| Primary APN | 01-35-152-003 |
|---|
| Lot Area | 13,741 sqft |
|---|
| Street Address | 607 N HOWARD ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-2361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0018580 LT 10 & N 4FT LT 9 SEVERINGS SUB MEMO: NOVA, HOMAR RAMIREZ/RAMIREZ, HOMAR E |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 35 |
| Legal Subdivision | SEVERINGS |
| Legal Block | 152 |
| Legal Lot Number | 9-10 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 870301 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 607 N HOWARD ST, HARVARD, IL 60033-2361 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Dec 4, 2019 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| May 9, 2019 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | May 9, 2019 |
| Deed Document Number | 2022R0018580 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 23, 2022 |
| Property Address | 607 N HOWARD ST, HARVARD, IL 60033-2361 |
| Document Number | 0000018580 |
| Map Reference | DOC 39717 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022R0018580 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 W METZEN, MEHENRY, IL |
| Document Number | 0000018581 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022R0018581 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 607 N HOWARD ST, HARVARD, IL 60033-2361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034165 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020R0034165 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | CRYSTAL LAKE, IL 60012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jul 28, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 4, 2019 |
| Property Address | 607 N HOWARD ST, HARVARD, IL 60033-2361 |
| Document Number | 0000041529 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 41529 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 848 WASHINGTON ST WOODSTOCK IL 600982267, WOODSTOCK, IL 60098-2267 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 9, 2019 |
| Property Address | 607 N HOWARD ST, HARVARD, IL 60033-2361 |
| Document Number | 0000012812 |
| Instrument Date | May 1, 2019 |
| Instrument | 12812 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 201 W DIGGINS ST HARVARD IL 600332347, HARVARD, IL 60033-2347 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $38,405 Land $5,346 Building $33,059 | $115,215 Land $16,038 Building $99,177 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1993–2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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