Mille Lacs County property record for 700 Main St, Onamia, MN 56359
| Property Type | Commercial |
|---|---|
| Details | 1,344 sqft · built 1982 |
| Lot Size | 0.08 acres (3,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jun 2010) |
| Tax Bill | $792 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-041-1021 |
| Primary APN | 22-041-1021 |
|---|
| Building Area | 1,344 sqft Total Area |
|---|
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 3,499 sqft (0.08 acres) |
| Porch | Slab |
| Street Address | 700 MAIN ST |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | E 1/2 OF LOT 1 BLK 12 |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 31 |
| Legal Subdivision | NEW ONAMIA |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 970200 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 47882 XYLOPHONE RD, GARRISON, MN 56450-8621 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2010 · Amount on Record |
| Deed Sale | Jun 14, 2010 · Amount on Record |
| Prior Sale | Jul 17, 2008 · Amount on Record |
| Deed Document Number | 2010362337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 700 MAIN ST, ONAMIA, MN 56359 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | A407513 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | A407513 |
| Name | WOODLANDS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $792.00 (+1.8%) | $33,500 (+14.33%) Land $7,900 Building $25,600 | $33,500 (+14.33%) Land $7,900 Building $25,600 |
| 2025 | $29,300 (-24.68%) Land $7,000 Building $22,300 | $29,300 (-24.68%) Land $7,000 Building $22,300 | |
| 2023 | $778.00 | $38,900 Land $5,300 Building $33,600 | $38,900 Land $5,300 Building $33,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
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