620 Main St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 620 Main St, Onamia, MN 56359 · Last verified July 2026

Property Summary

Property Type	Commercial
Lot Size	0.298 acres (12,996 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2023)
Tax Bill	$2,092 (2026)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-041-0780`

Property Details

APN / Parcel Number

Primary APN	`22-041-0780`

Exterior

Lot Area	12,996 sqft (0.298 acres)

Location & Zoning

Street Address	620 MAIN ST
City	ONAMIA
State	MN
Zip	56359-5004
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	& LOTS 8 & 9 & 10 BLK 9
Legal Range	26
Legal Township	42
Legal Section	31
Legal Subdivision	NEW ONAMIA
Legal Block	9
Legal Lot Number	7
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1077
Census Tract	970200

Owner

Source: Mille Lacs County records · APN 22-041-0780

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 365, ONAMIA, MN 56359-0365
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Feb 05, 2014 · Amount on Record
Deed Document Number	2023438760
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 14, 2023
Property Address	620 MAIN ST, ONAMIA, MN 56359-5004
Document Number	000A438760
Instrument Date	Nov 10, 2023
Instrument	A438760
Transaction Type	Transfer
Record Updated	Dec 05, 2023

Transaction

Amount	Amount Recorded
Tax	$709.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 365, ONAMIA, MN 56359-0365

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,092.00 (+12.47%)
2025	$1,860.00 (+23.02%)	$78,400 (+23.46%) Land $26,000 Building $52,400	$78,400 (+23.46%) Land $26,000 Building $52,400
2023	$1,512.00	$63,500 Land $19,500 Building $44,000	$63,500 Land $19,500 Building $44,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.