700 Independence Ave, Lincoln, CA 95648 Property Records

Placer County property record for 700 Independence Ave, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,318 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$575,000 (Oct 2025)
Tax Bill	$9,339 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Apr 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`009-390-050-000`

Property Details

APN / Parcel Number

Primary APN	`009-390-050-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,318 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	700 INDEPENDENCE AVE
City	LINCOLN
State	CA
Zip	95648-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 INDEPENDENCE AT LINCOLN UNIT 3 MOR FF-27
Legal Subdivision	INDEPENDENCE AT LINCOLN UNIT NO 3
Legal Lot Number	50
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2002
Census Tract	23900

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 24, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2025	Grant Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 24, 2023	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Jul 7, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 19, 2021	Grant Deed, Construction Loan · Commercial Mortgage D R HORTON CA2 INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Feb 24, 2023 · Amount on Record
Deed Document Number	202556966
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495

Mortgage

Document Number	0000031832
Date	Jun 19, 2024
Instrument	2024-0031832

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Mar 1, 2053

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495

Mortgage

Document Number	0000021891
Date	Apr 24, 2025
Instrument	2025-0021891

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Mar 1, 2053

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 17, 2025
Property Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495
Document Number	0000056966
Map Reference	MB FF PG 27
Instrument Date	Oct 13, 2025
Instrument	2025-0056966
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495

Mortgage

Document Number	0000056967
Date	Oct 17, 2025
Instrument	2025-0056967

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 24, 2023
Property Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495
Document Number	0000008842
Map Reference	MB FF PG 27
Instrument Date	Feb 16, 2023
Instrument	2023-0008842
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495

Mortgage

Document Number	0000008843
Date	Feb 24, 2023
Instrument	2023-0008843

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 7, 2022
Property Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495
Document Number	0000055445
Map Reference	MB FF PG 27
Instrument Date	Jul 5, 2022
Instrument	2022-0055445
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 DOUGLAS BLVD STE 110, 110, ROSEVILLE, CA 95661-4208

May 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 19, 2021
Property Address	700 INDEPENDENCE AVE, LINCOLN, CA 95648-8495
Document Number	0000067411
Instrument Date	May 3, 2021
Instrument	2021-0067411
Transaction Type	Construction Loan
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 DOUGLAS BLVD STE 110, 110, ROSEVILLE, CA 95661-4208

Mortgage

Document Number	0000067417
Date	May 19, 2021
Instrument	2021-0067417

Lender

Name	D R HORTON CA2 INC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,000 (+8.37%) Land $160,000 Building $415,000
2025	$9,339.00 (+11.68%)	$530,604 (+17.54%) Land $166,464 Building $364,140
2023	$8,362.00 (+82.3%)	$451,438 Land $109,438 Building $342,000
2022	$4,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Fiber · Cable	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Consolidated Communications.

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