700 Harbor Dr, Lancaster, TN 38569 Property Records

DeKalb County property record for 700 Harbor Dr, Lancaster, TN 38569

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,932 sqft · built 2003
Lot Size	0.596 acres (25,978 sqft)
Owner	2 Individual Names on File
Last Sale	$488,098 (Sep 2018)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`021019L A 08700`

Property Details

APN / Parcel Number

Primary APN	`021019L A 08700`
Alternative APN	`019L A 08700`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,932 sqft Living Area
1st Floor Area	1,632 sqft
Upper Floors Area	1,300 sqft
Basement Area	1,268 sqft
Finished Basement	1,268 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,978 sqft
Lot Dimensions	206 ft deep x 125 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	404 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	700 HARBOR DR
City	LANCASTER
State	TN
Zip	38569-5254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	09/10
Legal Description	DISTRICT: 15; SUBDIVISION: COVE HOLLOW BAY PHASE II
Legal Subdivision	COVE HOLLOW BAY PHASE II
Legal Lot Number	20 125
Jurisdiction	DE KALB TN
Township / Civil Division	1
Census Block Group	4
Census Block	4050
Census Tract	920300

Owner

700 Harbor Dr is owned by two individuals who bought it in September 2018.

Source: DeKalb County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1610 S CHURCH ST STE C, C, MURFREESBORO, TN 37130-5524
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Sep 26, 2012 · Amount on File
Deed Document Number	184585
Deed Book / Page	434 / 365
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Sep 26, 2018
Property Address	700 HARBOR DR, LANCASTER, TN 38569-5254
Document Number	0000184585
Book / Page	000434 / 000365
Instrument Date	Sep 25, 2018
Instrument	184585
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Amount	Amount on Record
Tax	$1,805.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 S CHURCH ST #C MURFREESBORO TN 371305524, C, MURFREESBORO, TN 37130-5524

Tax Assessment & Valuation

The 2025 property tax bill for 700 Harbor Dr was $2,594.

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00	$103,350 Land $20,000 Building $83,350
2023		$103,350 Land $20,000 Building $83,350
2021			$413,400 Land $80,000 Building $333,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 700 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20