Black Hawk County property record for 700 Cornwall Ave, Waterloo, IA 50702 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,170 sqft · built 1951 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,500 (Apr 2018) |
| Tax Bill | $3,102 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-329-005 |
| Primary APN | 8913-35-329-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 936 sqft 1st Floor |
| Attic Area | 234 sqft Attic |
| Attic | Attic |
| Basement Area | 936 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 126 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached |
| Garage Area | 440 sqft Garage |
| Porch | Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 700 CORNWALL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDITOR SEARS PLAT NO 1 LOT 65 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | AUDITOR SEARS PLAT NO 1 |
| Legal Lot Number | 65 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-329-005
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 700 CORNWALL AVE, WATERLOO, IA 50702-3952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2019 | Deed of Trust, Mortgage · Balloon Mortgage VERIDIAN CREDIT UNION |
| May 03, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Apr 20, 2018 | Warranty Deed, Transfer · ARM VERIDIAN CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on Record |
| Deed Sale | Apr 20, 2018 · Amount on Record |
| Deed Document Number | 201817046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 700 CORNWALL AVE, WATERLOO, IA 50702-3952 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000002387 |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 202000002387 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 700 CORNWALL AVE, WATERLOO, IA 50702-3952 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800017928 |
|---|---|
| Date | May 03, 2018 |
| Instrument | 201800017928 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 116 Months |
| Due | Jan 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 20, 2018 |
| Property Address | 700 CORNWALL AVE, WATERLOO, IA 50702-3952 |
| Document Number | 201800017046 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 201800017046 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 700 CORNWALL AVE, WATERLOO, IA 50702-3952 |
| Document Number | 201800017047 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 201800017047 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | May 01, 2028 |
| Index | Other |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,102.00 Homeowner's exemption | $167,890 (+9.57%) Land $27,160 Building $140,730 | $167,890 (+9.57%) Land $27,160 Building $140,730 |
| 2024 | $3,102.00 (+19.68%) | ||
| 2023 | $153,220 (+20.72%) Land $27,160 Building $126,060 | $153,220 (+20.72%) Land $27,160 Building $126,060 | |
| 2022 | $2,592.00 Homeowner's exemption | $126,920 Land $27,160 Building $99,760 | |
| 2021 | $126,920 Land $27,160 Building $99,760 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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