620 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 620 Cornwall Ave, Waterloo, IA 50702 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1951
Square Footage942 sqft Living Area
Lot Size7,560 sqft (0.174 acres)
OccupancyOwner Occupied
Last Sale$127,500 (2023)
Tax Bill$2,716.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-35-329-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths3 Partial Baths
Total Rooms6 Rooms
Building Area942 sqft Living Area
1st Floor942 sqft 1st Floor
Basement Area942 sqft Basement
Finished Basement150 sqft Finished
Unfinished Basement942 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,560 sqft (0.174 acres)
Depth X Width126 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area308 sqft Garage
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address620 CORNWALL AVE
CityWATERLOO
StateIA
Zip50702-3950
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAUDITOR SEARS PLAT NO 1 LOT 64
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionAUDITOR SEARS PLAT NO 1
Legal Lot Number64
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1011
Census Tract1200

Owner

Source: Black Hawk County records · APN 8913-35-329-004

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address620 CORNWALL AVE, WATERLOO, IA 50702-3950
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleAug 11, 2016 · Amount on Record
Deed Doc Number202317376
Record RefreshedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 26, 2023
Property Address620 CORNWALL AVE, WATERLOO, IA 50702-3950
Document Number202300017376
Instrument DateJun 16, 2023
Instrument202300017376
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$203.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 CORNWALL AVE, WATERLOO, IA 50702-3950

Mortgage

Document Number202300017377
DateJun 26, 2023
Instrument202300017377
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateJul 01, 2033
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change8.25%
Index52-Week T-Bill (1-Year)
Max Rate12.2%

Mortgage

Document Number202300017378
DateJun 26, 2023
Instrument202300017378
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJul 01, 2033

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,716.00$137,210 (+13.17%) Land $20,370 Building $116,840$137,210 (+13.17%) Land $20,370 Building $116,840
2024$2,716.00 (+22.01%)
2023$121,240 (+19.64%) Land $20,370 Building $100,870$121,240 (+19.64%) Land $20,370 Building $100,870
2022$2,226.00$101,340 Land $20,370 Building $80,970
2021$101,340 Land $20,370 Building $80,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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