700 Comforter Ln, Middletown, VA 22645 Property Records

Warren County property record for 700 Comforter Ln, Middletown, VA 22645

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 5,026 sqft · built 2024
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Mar 2022)
Tax Bill	$5,259 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10P-3-30`

Property Details

APN / Parcel Number

Primary APN	`10P-3-30`
Alternative APN	`32688`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,026 sqft Living Area
Gross Area	9,656 sqft
Basement Area	2,280 sqft
Unfinished Basement	2,280 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	32688
Street Address	700 COMFORTER LN
City	MIDDLETOWN
State	VA
Zip	22645-3683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L 30 GAFIA ESTATES AT LAKE JOHN PH 3 LR07-8527 FROM TM 10-16A
Legal Subdivision	GAFIA ESTATES
Legal Phase	3
Legal Lot Number	30
Jurisdiction	WARREN VA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2068
Census Tract	20200

Owner

Source: Warren County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	700 COMFORTER LN, MIDDLETOWN, VA 22645-3683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CLARKE COUNTY
Mar 1, 2022	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	20221382
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	700 COMFORTER LN, MIDDLETOWN, VA 22645-3683
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002650
Date	Apr 25, 2022
Instrument	220002650

Lender

Name	BANK OF CLARKE COUNTY
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Mar 1, 2022
Property Address	700 COMFORTER LN, MIDDLETOWN, VA 22645-3683
Document Number	0220001382
Map Reference	SL 235-H&235-I
Instrument Date	Feb 18, 2022
Instrument	220001382
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 BAYONET POINT CT, BERKELEY SPRINGS, WV 25411

Mortgage

Document Number	0220001383
Date	Mar 1, 2022
Instrument	220001383

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Type Change Date	Apr 1, 2025
Change Frequency	3 Years
Min Rate At Change	4.87%
Max Rate At Change	8.9%
Index	3-Year CMT
Max Rate	8.9%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,259.00 (+18.79%)	$924,300 (-) Land $73,000 Building $851,300
2025	$4,427.00 (+297.75%)	$924,300 (+730.46%) Land $73,000 Building $851,300	$924,300 (+730.46%) Land $73,000 Building $851,300
2024	$1,113.00	$111,300 (-) Land $111,300	$111,300 (-) Land $111,300
2023		$111,300 Land $111,300	$111,300 Land $111,300
2022	$1,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Xfinity.

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