237 Comforter Ln, Middletown, VA 22645 Property Records

Warren County property record for 237 Comforter Ln, Middletown, VA 22645 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,785 sqft · built 2024
Lot Size	10.2 acres (444,486 sqft)
Owner	Individual Name on File
Tax Bill	$4,221 (2026)
Deeds & Mortgages	Jun 2024 Line of Credit Dec 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10P-3-41`

Property Details

APN / Parcel Number

Primary APN	`10P-3-41`
Alternative APN	`32813`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,785 sqft Living Area
Gross Area	3,835 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Asphalt
Lot Area	444,486 sqft (10.2 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	32813
Street Address	237 COMFORTER LN
City	MIDDLETOWN
State	VA
Zip	22645-3688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 GAFIA ESTATES AT LAKE JOHN PH 3 LR07-8527 FROM TM 10-16
Legal Subdivision	GAFIA ESTATES
Legal Phase	3
Legal Lot Number	41
Jurisdiction	WARREN VA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2068
Census Tract	20200

Owner

Source: Warren County records · APN 10P-3-41

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	237 COMFORTER LN, MIDDLETOWN, VA 22645-3688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Deed of Trust, Mortgage · Line of Credit THE BANK OF ROMNEY
Dec 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Feb 14, 2022	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	237 COMFORTER LN, MIDDLETOWN, VA 22645-3688
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, QUALITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 ROCKLAND RD, FRONT ROYAL, VA 22630-6942

Mortgage

Document Number	0240002373
Date	Jun 14, 2024
Instrument	240002373

Lender

Name	THE BANK OF ROMNEY
Type	Bank
Address	CAPON BRIDGE, WV 26711

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	237 COMFORTER LN, MIDDLETOWN, VA 22645-3688
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 COMFORTER LN, MIDDLETOWN, VA 22645-3688

Mortgage

Document Number	0240005506
Date	Dec 17, 2024
Instrument	240005506

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Feb 14, 2022
Property Address	237 COMFORTER LN, MIDDLETOWN, VA 22645-3688
Document Number	0220001032
Map Reference	DOC 070008527
Instrument Date	Feb 03, 2022
Instrument	220001032
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, SERVICE TTL OF FRONT ROYAL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	123 BAYHILL TER, LAKE FREDERICK, VA 22630-2298

Mortgage

Document Number	0220001033
Date	Feb 14, 2022
Instrument	220001033

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Type Change Date	Mar 01, 2025
Change Frequency	3 Years
Min Rate At Change	4.87%
Max Rate At Change	8.9%
Index	3-Year CMT
Max Rate	8.9%

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,221.00 (+18.8%)	$741,900 (-) Land $211,000 Building $530,900
2025	$3,553.00 (+425.59%)	$741,900 (+437.61%) Land $211,000 Building $530,900	$741,900 (+437.61%) Land $211,000 Building $530,900
2024	$676.00	$138,000 (-) Land $138,000	$138,000 (-) Land $138,000
2023		$138,000 Land $138,000	$138,000 Land $138,000
2022	$676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511870202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 66% of Virginia
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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