700 Clearfork N, Morehead, KY 40351 Property Records

Rowan County property record for 700 Clearfork N, Morehead, KY 40351 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$241,000 (Sep 2019)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058-00 00 004.02`

Property Details

APN / Parcel Number

Primary APN	`058-00 00 004.02`
Alternative APNs	`3759` `3786` `3982`

Location & Zoning

Account Number	3982
Street Address	700 CLEARFORK N
City	MOREHEAD
State	KY
Zip	40351-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE GARAGE & LOTS 1 & 2 PHASE 1 SHELTOWEE TRAIL
Legal Subdivision	SHELTOWEE TRAIL
Legal Phase	1
Legal Lot Number	1-2
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	1
Census Block	1048
Census Tract	950100

Owner

Source: Rowan County records · APN 058-00 00 004.02

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	700 CLEARFORK N, MOREHEAD, KY 40351-8123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION
Aug 19, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 27, 2019	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Jun 28, 2014 · Amount on Record
Deed Document Number	2001513
Deed Book / Page	D273 / 487
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	700 CLEARFORK N, MOREHEAD, KY 40351-8123
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A467/74
Date	Feb 01, 2024
Book Page	A467/74
Instrument	2027844

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 01, 2034

Interest

Change Frequency	2 Years

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	700 CLEARFORK N, MOREHEAD, KY 40351-8123
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A422/540
Date	Aug 19, 2020
Book Page	A422/540
Instrument	2006059

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 27, 2019
Property Address	700 CLEARFORK N, MOREHEAD, KY 40351-8123
Document Number	00D273/487
Book / Page	D273 / 487
Map Reference	CAB 1 SL 566
Instrument Date	Sep 24, 2019
Instrument	2001513
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 CLEARFORK N, MOREHEAD, KY 40351-8123

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	700 CLEARFORK N, MOREHEAD, KY 40351-8123

Mortgage

Document Number	0002001514
Date	Sep 27, 2019
Instrument	2001514

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00 (-1.73%)	$251,500 (-) Land $30,000 Building $221,500	$251,500 (-) Land $30,000 Building $221,500
2023	$2,142.00	$251,500 Land $30,000 Building $221,500	$251,500 Land $30,000 Building $221,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059501001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2001–2017)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2017, river or lake flooding
Claims By Storm	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 71% of Kentucky
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clearfork N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures