Rowan County property record for 445 Clearfork N, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $27 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-00 00 001.00 |
| Primary APN | 076-00 00 001.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 30,492 sqft (0.7 acres) |
|---|
| Account Number | 2749 |
|---|---|
| Street Address | 445 CLEARFORK N |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .70A+- & BUILDING CLEARFORK OFF KY 377 137-528 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950100 |
445 Clearfork N is owned and occupied by an individual who acquired it in April 2021.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 445 CLEARFORK N, MOREHEAD, KY 40351-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2021 |
| Transfer Doc | 00D279/395 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 16, 2021 |
| Property Address | 445 CLEARFORK N, MOREHEAD, KY 40351-8123 |
| Document Number | 00D279/395 |
| Book / Page | D279 / 395 |
| Map Reference | MB 4 PG 84 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2009111 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 445 CLEARFORK N, MOREHEAD, KY 40351-8123 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 445 Clearfork N was $27 with a homeowner's exemption.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27.00 Homeowner's exemption | $10,500 Land $8,000 Building $2,500 | $10,500 Land $8,000 Building $2,500 |
| 2023 | $27.00 Homeowner's exemption | $10,500 Land $8,000 Building $2,500 | $10,500 Land $8,000 Building $2,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Clearfork N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Clearfork N is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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