700 Center St, Clio, MI 48420 Property Records

Genesee County property record for 700 Center St, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,280 sqft · built 1935
Lot Size	0.551 acres (24,002 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Mar 2019)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-15-577-086`

Property Details

APN / Parcel Number

Primary APN	`51-15-577-086`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,044 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	160 ft deep x 150 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	700 CENTER ST
City	CLIO
State	MI
Zip	48420-1194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOTS 5 6 7 & 8 & N 1/2 OF VACATED DARROW ST BLK 7 BEG S 391.42 FROM S LINE OF FIELD RD TH ELY TO NWLY LINE OF TUSCOLA
Legal Subdivision	CO S ADD
Legal Block	7
Legal Lot Number	5-8
Jurisdiction	GENESEE MI
Township / Civil Division	CLIO
Census Block Group	1
Census Block	1002
Census Tract	10110

Owner

700 Center St is owned and occupied by two individuals who bought it in March 2019.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	700 CENTER ST, CLIO, MI 48420-1194
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage ELGA CREDIT UNION
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Mar 7, 2019	Warranty Deed, Transfer ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on File
Deed Sale	Mar 7, 2019 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Document Number	201911048
Prior Transfer Date	Sep 12, 2008
Prior Transfer Doc	0000067604
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	700 CENTER ST, CLIO, MI 48420-1194
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CENTER ST, CLIO, MI 48420-1194

Mortgage

Document Number	0000059507
Date	Nov 20, 2023
Instrument	202311200059507

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	CLIO, MI 48420

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2038

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	700 CENTER ST, CLIO, MI 48420-1194
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CENTER ST, CLIO, MI 48420-1194

Mortgage

Document Number	0000048031
Date	Jun 29, 2022
Instrument	202206290048031

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 24, 2032

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 7, 2019
Property Address	700 CENTER ST, CLIO, MI 48420-1194
Document Number	0000011048
Instrument Date	Sep 26, 2014
Instrument	11048
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 CENTER ST CLIO MI 484201194, CLIO, MI 48420-1194

Mortgage

Document Number	11049
Date	Mar 7, 2019
Instrument	11049

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 6, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 700 Center St was $2,617 with a homeowner's exemption, up 2.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Clio City
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,800 (+5.78%)	$197,600 (+5.78%)
2025	$2,617.00 (+2.47%) Homeowner's exemption	$93,400	$186,800
2024	$2,554.00
2023		$90,000	$180,000
2021	$2,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLIO serves 2,515 people · EPA ID MI0001490
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Center St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures