609 Center St, Clio, MI 48420 Property Records

Genesee County property record for 609 Center St, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1935
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Nov 2023)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-15-577-064`

Property Details

APN / Parcel Number

Primary APN	`51-15-577-064`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	116 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 CENTER ST
City	CLIO
State	MI
Zip	48420-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	S 30 FT OF N 60 FT OF LOT 1 BLK 6 AND S 30 FT OF N 60 FT OF E 56 FT OF LOT 2 BLK 6 CAMPBELL CURRY AND COS ADDITION TO CLIO
Legal Subdivision	CAMPBELL CURRY AND COS ADDITION
Legal Block	6
Legal Lot Number	1-2
Jurisdiction	GENESEE MI
Township / Civil Division	CLIO
Census Block Group	1
Census Block	1004
Census Tract	10110

Owner

609 Center St is owned and occupied by an individual who bought it in November 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	609 CENTER ST, CLIO, MI 48420-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage WEST CAPITAL LENDING INC
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Feb 28, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Oct 14, 2008
Deed Document Number	202357059
Prior Transfer Date	Sep 9, 2011
Prior Transfer Doc	0000089400
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	609 CENTER ST, CLIO, MI 48420-1131
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CENTER ST, CLIO, MI 48420-1131

Mortgage

Document Number	0000007577
Date	Mar 11, 2026
Instrument	202603110007577

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 3, 2023
Property Address	609 CENTER ST, CLIO, MI 48420-1131
Document Number	0000057059
Map Reference	LB 48D PG 642
Instrument Date	Oct 27, 2023
Instrument	202311030057059
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 CENTER ST, CLIO, MI 48420-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 GRANT ST, FENTON, MI 48430-1730

Mortgage

Document Number	0000057060
Date	Nov 3, 2023
Instrument	202311030057060

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	609 CENTER ST, CLIO, MI 48420-1131
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 CENTER ST, CLIO, MI 48420-1131

Mortgage

Document Number	0000010352
Date	Feb 28, 2022
Instrument	202202280010352

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 609 Center St was $2,398 with a homeowner's exemption, down 2.7% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Clio City
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,000 (+3.16%)	$98,000 (+3.16%)
2025	$2,398.00 (-2.72%) Homeowner's exemption	$47,500	$95,000
2024	$2,465.00
2023		$36,000	$72,000
2021	$1,186.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLIO serves 2,515 people · EPA ID MI0001490
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Center St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures