700 Carpenter Rd, Defiance, OH 43512 Property Records

Defiance County property record for 700 Carpenter Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,094 sqft · built 1978
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Dec 2023)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I020141A04900`

Property Details

APN / Parcel Number

Primary APN	`I020141A04900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,094 sqft Living Area
Gross Area	6,581 sqft
1st Floor Area	1,618 sqft
Upper Floors Area	1,476 sqft
Attic	Attic
Attic Area	675 sqft
Basement Area	1,476 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	175 ft deep x 120 ft wide
Garage Type	Attached - Unfinished
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	25 sqft
Deck Area	494 sqft
Patio Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	700 CARPENTER RD
City	DEFIANCE
State	OH
Zip	43512-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE HTS EXT 2 LOT 166
Legal Subdivision	RIVERDALE HEIGHTS EXT
Legal Lot Number	166
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1012
Census Tract	958500

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 CARPENTER RD, DEFIANCE, OH 43512-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Dec 11, 2023	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Dec 20, 2011 · Amount on Record
Deed Document Number	20234374
Deed Book / Page	461 / 906
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Apr 14, 2026
Property Address	700 CARPENTER RD, DEFIANCE, OH 43512-1724
Document Number	0000001226
Book / Page	480 / 1574
Instrument Date	Apr 7, 2026
Instrument	20261226
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CARPENTER RD, DEFIANCE, OH 43512-1724

Mortgage

Document Number	0000001226,
Date	Apr 14, 2026
Book Page	480/1574
Instrument	20261226

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Dec 11, 2023
Property Address	700 CARPENTER RD, DEFIANCE, OH 43512-1724
Document Number	000461/906
Book / Page	461 / 906
Instrument Date	Dec 11, 2023
Instrument	202300004374
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	700 CARPENTER RD, DEFIANCE, OH 43512-1724

Mortgage

Document Number	202300004375
Date	Dec 11, 2023
Instrument	202300004375

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	000461/924
Date	Dec 11, 2023
Book Page	461/924
Instrument	202300004376

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	700 CARPENTER RD, DEFIANCE, OH 43512-1724
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700000396
Date	Jan 23, 2017
Book Page	401/2269
Instrument	201700000396

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00	$109,840 (-) Land $8,620 Building $101,220
2024	$4,292.00 (+3.72%)	$109,840 (-) Land $8,620 Building $101,220	$313,810 (-0.01%) Land $24,620 Building $289,190
2023	$4,138.00 (+9.91%)	$109,840 (+22.3%) Land $8,620 Building $101,220	$313,828 (+22.3%) Land $24,628 Building $289,200
2022	$3,765.00	$89,810 Land $8,620 Building $81,190
2020			$256,600 Land $24,620 Building $231,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–2005)
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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