700 Bend Rd, Waco, KY 40385 Property Records

Madison County property record for 700 Bend Rd, Waco, KY 40385

Property Summary

Property Type	Single Family Home
Details	1,228 sqft
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Jan 2019)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage May 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0127-0000-0008-A`

Property Details

APN / Parcel Number

Primary APN	`0127-0000-0008-A`
Alternative APNs	`102809` `140085` `70194`

Interior

Stories	1 Story
Building Area	1,228 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	70194
Street Address	700 BEND RD
City	WACO
State	KY
Zip	40385-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 ACRES
Legal Tract	A
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	2
Census Block	2015
Census Tract	11002

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	700 BEND RD, WACO, KY 40385-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 1, 2018	Deed, Transfer · Line of Credit KENTUCKY BANKING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2019 · Amount on Record
Deed Sale	Jan 23, 2019 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	2013987490
Deed Book / Page	D00769 / 240
Record Updated	Jun 8, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 23, 2019
Property Address	700 BEND RD, WACO, KY 40385-9760
Document Number	D00769/240
Book / Page	D00769 / 240
Instrument Date	Jan 18, 2019
Instrument	2013987490
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	670 BEND RD, 670, WACO, KY 40385-9752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	700 BEND RD, WACO, KY 40385-9760

Mortgage

Document Number	2013987491
Date	Jan 23, 2019
Instrument	2013987491

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 1, 2018
Property Address	700 BEND RD, WACO, KY 40385-9760
Document Number	D00758/645
Book / Page	D00758 / 645
Instrument Date	Apr 26, 2018
Instrument	2013975084
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1398 JACKS CREEK RD, RICHMOND, KY 40475-9467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 BEND RD, WACO, KY 40385-9752

Mortgage

Document Number	2013975085
Date	May 1, 2018
Instrument	2013975085

Lender

Name	KENTUCKY BANKING CORPORATION
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (-2.76%) Additional exemption filed	$138,500 (-)	$138,500 (-)
2023	$1,343.00 (-0.3%)	$138,500 (-)	$138,500 (-)
2022	$1,347.00	$138,500	$138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BridgeMAXX Suncoast Broadband Fixed Wireless	25 / 3

May also be available: T-Mobile.

Nearby Properties on Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures