658 Bend Rd, Waco, KY 40385 Property Records

Madison County property record for 658 Bend Rd, Waco, KY 40385

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size171 acres (7,448,760 sqft)
Owner2 Individual Names on Record
Tax Bill$874 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN0127-0000-0013

Property Details

APN / Parcel Number

Primary APN0127-0000-0013
Alternative APNs
  • 109139
  • 146489
  • 76663

Exterior

Lot Area7,448,760 sqft (171 acres)

Location & Zoning

Account Number76663
Street Address658 BEND RD
CityWACO
StateKY
Zip40385-9752
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionCOLLEGE HILL 171 ACRES
Legal SubdivisionCOLLEGE HILL
JurisdictionMADISON KY
Township / Civil DivisionWACO-BYBEE
Census Block Group2
Census Block2015
Census Tract11002

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address658 BEND RD, WACO, KY 40385-9752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 1991
Deed SaleJan 24, 1991
Deed Document Number0000412589
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address658 BEND RD, WACO, KY 40385-9752
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 BEND RD, WACO, KY 40385-9752

Mortgage

Document Number0M2453/435
DateMar 20, 2026
Book PageM2453/435
Instrument2014329944
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term120 Months
DueMar 19, 2036
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$874.00 (-2.78%) Additional exemption filed$92,750 (-)$92,750 (-)
2023$899.00$92,750$92,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims7 (2021–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bend Rd

Nearby Streets

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