70 Willow Cir, Cary, IL 60013 Property Records

McHenry County property record for 70 Willow Cir, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1983
Lot Size	0.71 acres (3,098 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2011)
Tax Bill	$5,761 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-101-052`

Property Details

APN / Parcel Number

Primary APN	`19-12-101-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	548 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	3,098 sqft (0.71 acres)
Lot Dimensions	89 ft deep x 35 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	70 WILLOW CIR
City	CARY
State	IL
Zip	60013-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0012691 LT 128 BRIGHT OAKS UNIT 3 PHASE 2 MEMO: BECKER, BRADLEY PAUL/MONTIEL, JASMINE
Legal Subdivision	BRIGHT OAKS UNIT 3 PHASE 2
Legal Phase	2
Legal Block	101
Legal Lot Number	128
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

70 Willow Cir is owned and occupied by an individual who acquired it in March 2022.

Source: McHenry County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	70 WILLOW CIR, CARY, IL 60013-1557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Apr 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage DUPAGE CU
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2011 · Amount on File
Deed Sale	Jul 29, 2011 · Amount on File
Deed Document Number	201130394
Last Transfer Date	Mar 22, 2022
Transfer Doc	0000012691
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	70 WILLOW CIR, CARY, IL 60013-1557
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006473
Date	Mar 19, 2024
Instrument	2024R0006473

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Apr 6, 2022
Property Address	70 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000012691
Instrument Date	Mar 23, 2022
Instrument	2022R0012691
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 WILLOW CIR, CARY, IL 60013-1557

Mortgage

Document Number	0000012692
Date	Apr 6, 2022
Instrument	2022R0012692

Lender

Name	DUPAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	70 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000037150
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 WILLOW CIR CARY IL 600131557, CARY, IL 60013-1557

Mortgage

Document Number	0000037150
Date	Oct 30, 2018
Instrument	37150

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567-3930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	70 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000042728
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 WILLOW CIR CARY IL 600131557, CARY, IL 60013-1557

Mortgage

Document Number	0000042728
Date	Dec 18, 2018
Instrument	42728

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 17, 2028

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,761.00	$76,413 Land $12,923 Building $63,490	$229,239 Land $38,769 Building $190,470
2022	Homeowner's exemption	$54,914 Land $10,431 Building $44,483	$164,742 Land $31,293 Building $133,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70 Willow Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Willow Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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