67 Willow Cir, Cary, IL 60013 Property Records

McHenry County property record for 67 Willow Cir, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1980
Lot Size	0.72 acres (3,136 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jan 2026)
Tax Bill	$6,250 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-106-005`

Property Details

APN / Parcel Number

Primary APN	`19-12-106-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	548 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	3,136 sqft (0.72 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	67 WILLOW CIR
City	CARY
State	IL
Zip	60013-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0007118 LT 140 BRIGHT OAKS UNIT 3 PHASE 2
Legal Subdivision	BRIGHT OAKS UNIT 3 PHASE 2
Legal Phase	2
Legal Block	106
Legal Lot Number	140
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1027
Census Tract	871304

Owner

67 Willow Cir is owned and occupied by two individuals who bought it in January 2026.

Source: McHenry County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	67 WILLOW CIR, CARY, IL 60013-1557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit LOUISE EVON LYON
Jan 23, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2020	Special Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jan 14, 2020	Quit Claim Deed, Foreclosure FIDELITY NATIONAL TITLE
Aug 16, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	20262215
Prior Transfer Date	Jan 6, 2020
Prior Transfer Doc	0000001725
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	67 WILLOW CIR, CARY, IL 60013-1557
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057486
Date	Oct 21, 2021
Instrument	2021R0057486

Lender

Name	LOUISE EVON LYON
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 30, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 23, 2026
Property Address	67 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000002215
Map Reference	DOC 752232
Instrument Date	Dec 19, 2025
Instrument	2026R0002215
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1408 8TH AVE, JASPER, AL 35501-4504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	67 WILLOW CIR, CARY, IL 60013-1557

Mortgage

Document Number	0000002216
Date	Jan 23, 2026
Instrument	2026R0002216

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 28, 2020
Property Address	67 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000007118
Map Reference	DOC 724209
Instrument Date	Jan 31, 2020
Instrument	2020R0007118
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 WILLOW CIR, CARY, IL 60013-1557

Mortgage

Document Number	0000007119
Date	Feb 28, 2020
Instrument	2020R0007119

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

Mortgage

Document Number	0000007120
Date	Feb 28, 2020
Instrument	2020R0007120

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2020: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 14, 2020
Property Address	67 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000001725
Instrument Date	Jan 6, 2020
Instrument	1725
Transaction Type	Foreclosure
Record Updated	Feb 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 16, 2019
Property Address	67 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000026182
Instrument Date	Jul 30, 2019
Instrument	26182
Transaction Type	Foreclosure
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	15480 LAGUNA CANYON RD IRVINE CA 926182132, IRVINE, CA 92618-2132

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,250.00	$74,224 Land $12,923 Building $61,301	$222,672 Land $38,769 Building $183,903
2022		$52,762 Land $10,431 Building $42,331	$158,286 Land $31,293 Building $126,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 67 Willow Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 67 Willow Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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