70 W Carson St, Old Fort, NC 28762 Property Records

McDowell County property record for 70 W Carson St, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,656 sqft · built 1976
Owner	Individual Name on Record
Last Sale	$319,000 (Oct 2024)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0771-00-21-8113`

Property Details

APN / Parcel Number

Primary APN	`0771-00-21-8113`
Alternative APNs	`72201` `82864`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Width	100 ft Width
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	82864
Street Address	70 W CARSON ST
City	OLD FORT
State	NC
Zip	28762-7827
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.34 AC+/- LOT 8 BLK A MACKEYS FARM PB 3 PAGE 88
Legal Subdivision	MACKEY FARMS SEC 02
Legal Block	A
Legal Lot Number	8
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	3
Census Block	3022
Census Tract	970700

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	70 W CARSON ST, OLD FORT, NC 28762-7827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 18, 2018	Deed of Trust, Mortgage · Conventional with PMI CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	May 26, 2020 · Amount on Record
Deed Document Number	0000148233
Deed Book / Page	1482 / 33
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 26, 2020
Property Address	70 W CARSON ST, OLD FORT, NC 28762-7827
Document Number	0013090973
Book / Page	1309 / 973
Map Reference	MB 3 PG 88
Instrument Date	May 26, 2020
Instrument	2020002432
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 LIBERTY DR, 40, MARION, NC 28752-5186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 W CARSON ST, OLD FORT, NC 28762-7827

Mortgage

Document Number	2020002433
Date	May 26, 2020
Instrument	2020002433

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	70 W CARSON ST, OLD FORT, NC 28762-7827
Document Number	0012580562
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	70 W CARSON ST OLD FORT NC 287627827, OLD FORT, NC 28762-7827

Mortgage

Document Number	0012580562
Date	Oct 23, 2018
Book Page	001258/000562
Instrument	4915

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00	$144,660 (-) Land $30,000 Building $114,660
2023	$1,024.00	$144,660 Land $30,000 Building $114,660	$144,660 Land $30,000 Building $114,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Aug 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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