32 W Carson St, Old Fort, NC 28762 Property Records

McDowell County property record for 32 W Carson St, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,656 sqft · built 1976
Lot Size	0.339 acres (14,788 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Sep 2006)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0771-00-21-9208`

Property Details

APN / Parcel Number

Primary APN	`0771-00-21-9208`
Alternative APN	`43293`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Heated Area
Gross Area	2,262 sqft
1st Floor Area	1,656 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asbestos
Lot Area	14,788 sqft (0.339 acres)
Lot Width	100 ft Width
Garage Area	918 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	43293
Street Address	32 W CARSON ST
City	OLD FORT
State	NC
Zip	28762-7827
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 6 SEC 2A MACKEY FARMS431 673
Legal Subdivision	MACKEYS FARM
Legal Lot Number	6
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	3
Census Block	3022
Census Tract	970700

Owner

32 W Carson St, a rural home, is owned and occupied by an individual who bought it in September 2006.

Source: McDowell County records, as of April 1, 2026

Owner of Record	Individual Name on File
Mailing Address	32 W CARSON ST, OLD FORT, NC 28762-7827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 3, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2006 · Amount on File
Deed Sale	Sep 6, 2006 · Amount on File
Deed Document Number	20066794
Deed Book / Page	884 / 711
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	32 W CARSON ST, OLD FORT, NC 28762-7827
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 W CARSON ST, OLD FORT, NC 28762-7827

Mortgage

Document Number	0015320961
Date	Mar 26, 2026
Book Page	1532/961
Instrument	2026001394

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	32 W CARSON ST, OLD FORT, NC 28762-7827
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014280157
Date	Mar 3, 2023
Book Page	1428/157
Instrument	2023000938

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 32 W Carson St was $1,127.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,127.00	$159,290 Land $30,000 Building $129,290
2023	$1,127.00	$159,290 Land $30,000 Building $129,290	$159,290 Land $30,000 Building $129,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 W Carson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Aug 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 W Carson St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Carson St

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