70 Travers Cir, Moneta, VA 24121 Property Records

Franklin County property record for 70 Travers Cir, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,302 sqft · built 1995
Lot Size	0.662 acres (28,837 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Apr 2025)
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015 02-034 00`

Property Details

APN / Parcel Number

Primary APN	`015 02-034 00`
Alternative APN	`3085`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,302 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	1,920 sqft
Basement Area	1,660 sqft
Finished Basement	830 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,837 sqft (0.662 acres)
Terrain	Steep
View / Lot	Waterfront
Garage Area	700 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Deck Area	152 sqft
Patio Area	96 sqft
Balcony Area	16 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3085
Street Address	70 TRAVERS CIR
City	MONETA
State	VA
Zip	24121-5778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STARWOOD LOT 13
Legal Subdivision	STARWOOD
Legal Lot Number	13
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1016
Census Tract	20302

Owner

70 Travers Cir is owned and occupied by two individuals who bought it in April 2025.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 TRAVERS CIR, MONETA, VA 24121-5778
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Jul 30, 2020	Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Document Number	20252125
Deed Book / Page	1226 / 2943
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Aug 20, 2026
Property Address	70 TRAVERS CIR, MONETA, VA 24121-5778
Document Number	0000005483
Book / Page	1248 / 3396
Instrument Date	Aug 5, 2026
Instrument	20265483
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 TRAVERS CIR, MONETA, VA 24121-5778

Mortgage

Document Number	0000005483,
Date	Aug 20, 2026
Book Page	1248/3396
Instrument	20265483

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 30, 2020
Property Address	70 TRAVERS CIR, MONETA, VA 24121-5778
Document Number	0011431968
Book / Page	1143 / 1968
Map Reference	MB 399 PG 477
Instrument Date	Jul 20, 2020
Instrument	200005305
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 TRAVERS CIR, MONETA, VA 24121-5778

Mortgage

Document Number	200005306
Date	Jul 30, 2020
Instrument	200005306

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 70 Travers Cir was $3,258.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,258.00	$757,800 Land $210,000 Building $547,800	$757,800 Land $210,000 Building $547,800
2023	$267.00	$566,400 (-) Land $205,000 Building $361,400	$566,400 (-) Land $205,000 Building $361,400
2022		$566,400 Land $205,000 Building $361,400	$566,400 Land $205,000 Building $361,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Travers Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Travers Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: SMLW Broadband, T-Mobile, Xfinity, ZiTEL.

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