135 Travers Cir, Moneta, VA 24121 Property Records

Franklin County property record for 135 Travers Cir, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,424 sqft · built 1988
Lot Size	0.782 acres (34,064 sqft)
Owner	Individual Name on File
Last Sale	$422,000 (May 2017)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015 02-027 00`

Property Details

APN / Parcel Number

Primary APN	`015 02-027 00`
Alternative APN	`3078`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	3,670 sqft
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft
Finished Basement	1,424 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,064 sqft (0.782 acres)
Terrain	Steep
View / Lot	Waterfront
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	648 sqft
Deck Area	72 sqft
Utility Building	72 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3078
Street Address	135 TRAVERS CIR
City	MONETA
State	VA
Zip	24121-5773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STARWOOD LOT 6
Legal Subdivision	STARWOOD
Legal Lot Number	6
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1016
Census Tract	20302

Owner

135 Travers Cir is owned and occupied by an individual who bought it in May 2017.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	135 TRAVERS CIR, MONETA, VA 24121-5773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
May 24, 2017	Grant Deed, Transfer · Conventional with PMI FIRST RELIANCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on File
Deed Sale	May 24, 2017 · Amount on File
Prior Sale	Apr 8, 2005
Deed Document Number	20173224
Deed Book / Page	1093 / 674
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	135 TRAVERS CIR, MONETA, VA 24121-5773
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012110155
Date	Mar 28, 2024
Book Page	1211/155
Instrument	240001721

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	135 TRAVERS CIR, MONETA, VA 24121-5773
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011362692
Date	Mar 30, 2020
Book Page	1136/2692
Instrument	200002065

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	135 TRAVERS CIR, MONETA, VA 24121-5773
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011610384
Date	Apr 19, 2021
Book Page	1161/384
Instrument	210003642

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 18, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	135 TRAVERS CIR, MONETA, VA 24121-5773
Document Number	0011282426
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 TRAVERS CIR MONETA VA 241215773, MONETA, VA 24121-5773

Mortgage

Document Number	0011282426
Date	Oct 11, 2019
Book Page	001128/002426
Instrument	6501

Lender

Name	MEMBER ONE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 10, 2044

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 24, 2017
Property Address	135 TRAVERS CIR, MONETA, VA 24121-5773
Document Number	0010930674
Book / Page	001093 / 000674
Instrument Date	Mar 31, 2017
Instrument	3224
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 TRAVERS CIR MONETA VA 241215773, MONETA, VA 24121-5773

Mortgage

Document Number	10930678
Date	May 24, 2017
Book Page	001093/000678
Instrument	3225

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	FLORENCE, SC 29464

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 135 Travers Cir was $2,656.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,656.00	$617,800 Land $187,000 Building $430,800	$617,800 Land $187,000 Building $430,800
2023	$2,762.00	$452,900 (-) Land $180,000 Building $272,900	$452,900 (-) Land $180,000 Building $272,900
2022		$452,900 Land $180,000 Building $272,900	$452,900 Land $180,000 Building $272,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Travers Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Travers Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: SMLW Broadband, T-Mobile, Xfinity, ZiTEL.

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