70 Thornley Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 70 Thornley Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,231 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$444,990 (Feb 2022)
Tax Bill	$5,122 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026569-1900`

Property Details

APN / Parcel Number

Primary APN	`026569-1900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,231 sqft Living Area
Gross Area	2,649 sqft
1st Floor Area	914 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	70 THORNLEY LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-3276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104/24-41 HARTFORD SILVERLEAF - PARCEL 17C LOT 190 OR5484/569
Legal Range	28E
Legal Township	06S
Legal Section	05
Legal Subdivision	HARTFORD (SILVERLEAF - PARCEL 17C)
Legal Block	1
Legal Lot Number	190
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 THORNLEY LN, SAINT AUGUSTINE, FL 32092-3276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	202212133
Deed Book / Page	5484 / 569
Record Updated	Jun 8, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 2, 2022
Property Address	70 THORNLEY LN, SAINT AUGUSTINE, FL 32092-3276
Document Number	0054840569
Book / Page	5484 / 569
Map Reference	MB 104 PG 24-41
Instrument Date	Jan 31, 2022
Instrument	2022012133
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 THORNLEY LN, ST AUGUSTINE, FL 32092-3276
Investor	Possibly a Property Investor

Mortgage

Document Number	0005484570
Date	Feb 2, 2022
Instrument	5484/570

Lender

Name	PROMISEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.37%
Index	1-Year CMT
Margin	4
Max Rate	9.37%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,597 (-3.21%) Land $93,000 Building $288,597	$381,597 (-3.21%) Land $93,000 Building $288,597
2025	$5,122.00 (+9.35%) Homeowner's exemption	$394,240 (-1.17%)	$394,240 (-1.17%) Land $93,000 Building $301,240
2024	$4,684.00 (-2.78%)
2023	$4,818.00 (+267.51%) Homeowner's exemption	$398,918 (+374.9%)	$398,918 (+374.9%) Land $90,000 Building $308,918
2022	$1,311.00	$84,000	$84,000 Land $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20