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48 Thornley Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 48 Thornley Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,790 sqft · built 2022
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on File
Last Sale$403,990 (Feb 2022)
Tax Bill$4,772 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026569-1930

Property Details

APN / Parcel Number

Primary APN026569-1930

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,790 sqft Living Area
Gross Area2,186 sqft
1st Floor Area1,790 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address48 THORNLEY LN
CitySAINT AUGUSTINE
StateFL
Zip32092-3276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description104/24-41 HARTFORD SILVERLEAF - PARCEL 17C LOT 193 OR5482/1850
Legal Range28E
Legal Township06S
Legal Section05
Legal SubdivisionHARTFORD (SILVERLEAF - PARCEL 17C)
Legal Block1
Legal Lot Number193
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2000
Census Tract20908

Owner

Source: St. Johns County records · APN 026569-1930

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 THORNLEY LN, SAINT AUGUSTINE, FL 32092-3276
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2022 · Amount on Record
Deed SaleFeb 01, 2022 · Amount on Record
Deed Document Number202211548
Deed Book / Page5482 / 1850
Record UpdatedJun 08, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 01, 2022
Property Address48 THORNLEY LN, SAINT AUGUSTINE, FL 32092-3276
Document Number0054821850
Book / Page5482 / 1850
Map ReferenceMB 104 PG 24-41
Instrument DateJan 31, 2022
Instrument2022011548
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2022
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,828.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address48 THORNLEY LN, ST AUGUSTINE, FL 32092-3276

Mortgage

Document Number0054821851
DateFeb 01, 2022
Instrument5482/1851
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$357,537 (-2.91%) Land $93,000 Building $264,537$357,537 (-2.91%) Land $93,000 Building $264,537
2025$4,772.00 (-1.61%) Homeowner's exemption$368,253 (-0.97%)$368,253 (-0.97%) Land $93,000 Building $275,253
2024$4,850.00 (-2.49%)
2023$4,974.00 (+279.41%)$371,872 (+342.7%)$371,872 (+342.7%) Land $90,000 Building $281,872
2022$1,311.00$84,000$84,000 Land $84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 103 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 526 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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